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Only 30% of Gen Z adults plan to travel for the holidays in 2025, down from 44% in 2024, according to an October report from Bankrate and YouGov.

LiveRamp CEO Scott Howe says marketers are now fighting a “war for signals”—a race to collect, clean, and connect data fast enough to prove every dollar’s impact. Speaking alongside Q2 earnings of $200 million (up 8%), Howe described marketing’s new reality as “precision and proof.” LiveRamp’s clean room tech now lets brands merge data across partners like Netflix, Uber, and PayPal to tie spend directly to transactions. With AI acceleration and data collaboration redefining performance, Howe says growth depends less on scale and more on signal speed: “Access to better data gets the flywheel going—and determines who wins.”

Podcasts are emerging as the most credible, persuasive arm of the creator economy. According to Acast, 84% of listeners have changed their mind because of a podcaster, yet 75% don’t view them as influencers—proof that credibility, not celebrity, fuels podcast influence. Two-thirds of listeners say they’ve purchased something a host recommended. Despite the rise of video, most podcast engagement remains audio-first, underscoring the medium’s intimacy and staying power. For advertisers, podcasts offer a rare trifecta—attention, authenticity, and conversion—at a time when influencer fatigue and algorithmic feeds erode audience trust elsewhere.

Worldwide Gen Z interns at Goldman Sachs favor no AI over AI-only assistance across most categories, with 54% rejecting AI altogether in creative work, according to an August Goldman Sachs survey.

In this podcast episode, we discuss what makes this season unique for the beauty category, what “creating magic” looks like during the holidays when every brand is fighting for attention, and how brands can build real loyalty when discounts dominate the conversation. Listen to the discussion with Vice President of Content and host, Suzy Davidkhanian, Principal Analyst, Sky Canaves, and Head of Marketing for Bluemercury, Minyi Su.

Pinterest reported Q3 2025 revenue of $1.1 billion, up 17% YoY and slightly ahead of forecasts, as global user growth and AI-driven ad features continue to lift engagement. Monthly active users climbed 12% to 600 million, with international markets up 16% and driving most of the gains. Yet softer Q4 guidance spooked investors, sending shares down 20%. CFO Julia Donnelly cited “moderating ad spend” among US retailers facing tariff pressures. Globally, Pinterest’s AI tools—visual search, generative creative, and shoppable feeds—are strengthening its position as the web’s most frictionless bridge between inspiration and purchase. Consistency remains Pinterest’s quiet advantage.

Robinhood will offer Gold members mortgage rates at least 0.75 percentage points “below the national average” and a $500 credit toward closing costs through a partnership with Sage Home Loans. Robinhood has grown from a single product (fee-free stock trading) into a universe of retail financial services that compete with directly with traditional financial institutions, require that it partner with them for licensed banking products and services, and supersede what traditional banks offer. Instead of being a scrappy upstart, it’s changing how consumers perceive financial products and services.

Amazon is suing Perplexity, seeking to stop its Comet agentic AI browser from shopping on users’ behalf. Amazon alleges that Comet violates its terms of service and degrades the Amazon shopping experience. Perplexity called Amazon's actions a "bully tactic" and argued the company should appreciate agentic AI’s ability to make shopping easier. Amazon’s suit against Perplexity could become an important test case that helps define the limits for agentic AI and the actions retailers can take to protect themselves—at least temporarily—from the intrusion of AI agents. However, it will not stop AI agents from gaining traction in ecommerce.

Sony AI released the Fair Human-Centric Image Benchmark (FHIBE), a freely available image data set to test AI fairness using images from 2,000 volunteers across 80 countries—all consent-based and removable on request, per Engadget. Independent data sets like FHIBE give marketers, platforms, and regulators a common reference point for evaluating AI performance. That helps brands prove compliance, reduce reputational risk, and speed up adoption of trustworthy automation. Tools like FHIBE could excise bias and rebuild trust in how AI sees—and represents—people in marketing and advertising processes.

Consumers again demonstrated resilience in the New York Federal Reserve’s most recent Quarterly Report on Household Debt and Credit. For three years lenders have largely stayed on the sidelines when it came to extending credit to average consumers—the average Bank of America credit cardholder’s FICO score was 777 as of Q1 2025. Banks have already started to shift their lending behavior, but it may be too late.

Uber partnered with ad measurement firms Kantar and Adelaide to launch a custom attention metric for in-ride ads and Uber Eats checkout screens, the companies announced Tuesday. The partnership is Adelaide’s first custom, platform-specific attention metric partnership. As the ad industry inches toward universal standards, Uber’s launch shows the challenges in creating a one-size-fits-all approach. Even post-standardization, advertisers will have to navigate an ecosystem with multiple platform-specific offerings.

Global scrutiny of Chinese-linked ecommerce platforms like Shein and Temu is intensifying as governments tighten oversight. France has threatened to suspend Shein’s marketplace over illegal listings, prompting investigations and a temporary sales halt, while Japan and the EU plan to scrap tax exemptions that have long benefited such importers. Similar moves in Brazil and South Africa highlight a growing global push to level the playing field for local retailers. Though consumers flock to Shein and Temu for low prices, regulators and competitors warn that the platforms’ dominance threatens fair competition and domestic industry resilience.

Several conservative Supreme Court justices voiced skepticism over President Donald Trump’s claim that emergency powers allow him to impose sweeping tariffs on countries like Canada, Mexico, and China. A ruling against Trump could reshape the already disrupted US retail sector, with nearly half of imports now under duties. Analysts warn that consumers are beginning to feel the strain, with inflation rising and spending slowing. While a legal setback may limit Trump’s options, his administration still has other trade tools available—ensuring that economic and policy uncertainty will continue well into next year.

Artificial intelligence now shapes how insights are gathered and applied. Over the past year, nearly all US market researchers (98%) have used generative AI, and 72% use it at least once a day, per a new Harris Poll–QuestDIY survey. AI’s speed and scale have replaced early skepticism, even as trust continues to lag behind. Brands adopting AI should build oversight and human judgment into their marketing pipelines to guarantee that every automated insight passes the test of accuracy, transparency, and brand integrity.

Amazon has launched a new Whole Foods concept store in Plymouth Meeting, Pennsylvania, featuring a 10,000-square-foot micro-fulfillment center that stocks over 12,000 items from both Whole Foods and Amazon. Shoppers can order online for pickup or scan QR codes in-store to access Amazon’s broader catalog, blending organic groceries with mainstream brands. However, the two-checkout setup adds friction and limits scalability. Despite the new format, Amazon’s long-term focus seems to be on strengthening online grocery sales and expanding same-day delivery to 2,300 locations—positioning the doorstep, not the store, as the future of grocery shopping.

Facing slowing GLP-1 drug sales, Novo Nordisk lowered its full year sales forecast for the third time this year as it continues to lose ground to Eli Lilly in obesity and diabetes. Novo’s next opportunity to close the gap with Lilly lies with the Wegovy pill. Novo is set to be first to market with a next generation weight loss pill and a potential new swath of customers who don’t like needles or prefer the convenience of a pill.

Spotify’s Q3 2025 results show a company redefining success around efficiency and engagement rather than scale. Revenue rose to $4.62 billion, with 713 million monthly active users and 281 million premium subscribers, up 12% YoY. Gross margin reached 31.6% as AI integration, subscription pricing, and product diversification drove profitability. The company’s upcoming leadership transition—Daniel Ek to executive chairman, Gustav Söderström and Alex Norström to co-CEOs—signals continuity through maturity. While ad sales grew just 7%, Spotify’s dominance in user time and audio engagement positions it as the anchor of digital audio. The next chapter: sustainable margins, smarter growth, and steady leadership.

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McDonald’s CEO Chris Kempczinski expects pressures on US consumers to remain “well into 2026,” he said on the company’s Q3 earnings call. The deepening cost of living crisis is especially painful for lower-income households, who are struggling to manage higher rents and childcare costs alongside a renewed spike in food prices. McDonald’s playbook for navigating those pressures is relevant to both fellow QSRs and the retail industry. By successfully combining value initiatives with marketing and product innovation, the company is gaining share with higher-income consumers and staying relevant with less affluent households.