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On today’s podcast episode, we discuss what Crayola is aiming to achieve with its “Campaign for Creativity,” how the brand guides children from digital creation to hands-on creative play, and what’s top of mind for the art supplies company as it heads into the holiday season. Listen to the discussion with Vice President of Content and host Suzy Davidkhanian, Principal Analyst Sky Canaves, and Crayola Chief Marketing Officer Victoria Lozano.

46% of worldwide marketing decision-makers say reaching their target audience is the biggest challenge when advertising on social media, according to a March survey from DoubleVerify and Sapio Research.

2025 challenged many of retail’s long-held assumptions. What looked like familiar patterns often turned out to be something different entirely, and in the process, a few key trends were either missed or misread by brands trying to make sense of shifting shopper behavior. Here are three trends from 2025 that were either overlooked or misunderstood, and why they will matter in the year ahead.

Amazon has partnered with the fintech Slope to offer AI-underwritten financing to Amazon sellers and reduce friction in the lending process. Eligible US Amazon merchants will be able to apply for and access loans through their seller accounts. Amazon could position itself as the go-to platform for higher-volume sellers as well as a more sophisticated alternative to financial institutions—and compete aggressively based on accuracy of underwriting and the time between applications and loan funding. It is the wise move for banks to move into embedded lending for ecommerce rather than try to sell loans to these merchants directly.

Wells Fargo plans to renovate more than half of its branch network by the end of 2025 in large metro areas as well as in rural markets—and more are in line for 2026. The new design features interactive tools that support customer education with mobile and online banking. The pandemic dealt a blow to the branch as a channel, but its decline distracts from its changing role. Making branch networks more efficient means customizing services to the communities where they’re located, optimizing the design for customers whose banking behaviors emphasize digital services.

Over one-third of Gen Z (39%) and millennials (34%) who have used genAI tools to check symptoms report that they would put off seeing a doctor if the AI told them their issue was low-risk, according to an October 2025 poll from The Mesothelioma Center at Asbestos.com conducted by SurveyMonkey. Overrelying on AI for medical guidance carries real risk, especially as models are still maturing and sometimes produce faulty information. AI companies should add explicit in-chat disclaimers against being used as a replacement for medical care and strengthen guardrails to block unvetted or potentially harmful health advice.

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DoorDash is testing an AI-powered app that helps consumers find new restaurants to explore, expanding its business model beyond food delivery. Zesty pulls in signals from across the web and provides citations like Yelp reviews, Google Maps ratings, and mentions on Reddit threads, per Bloomberg. Brands should focus on both generative engine optimization and earned, shared, and owned (ESO) media placements to maximize the chances of showing up in AI responses. Monitor brand mentions and reviews on ESO channels to address any negative responses from customers and ensure accuracy of business details.

On today’s EMARKETER Miniseries—A Blueprint to Better Measurement—we explore Amazon's plans for moving out of Beta and offering Omnichannel Metrics (OCM) more widely to advertisers, the top two challenges they face heading into the new year, and what is next for Amazon Ads in 2026, as it pertains to durables. EMARKETER Principal Analyst Sky Canaves speaks with Kolby Capelouto, Head of Sales for Durables at Amazon Ads. Listen everywhere you find podcasts, and watch on YouTube and Spotify.

"The retail media landscape is only becoming more crowded, but Target's guest insights are often cited as a key differentiator," said our analyst Sarah Marzano during EMARKETER's recent Commerce Media Summit.

As consumers grow more comfortable with using AI, retail industry leaders see 2026 as a pivotal year in shaping how the emerging technology disrupts the way people shop.

Later has transformed from a scheduling tool into a full-scale creator-commerce engine. One year after acquiring Mavely, the combined platform is processing more than $2.4 billion in annualized GMV and has paid out over $250 million to creators. During Black Friday–Cyber Monday alone, creators drove $50 million in sales through Later and Mavely systems. With link-in-bio tools, affiliate rails, workflow software, and AI-powered attribution stitched into one stack, Later now acts as a performance channel for brands like Southwest and Bissell. Its EdgeAI engine ties creator posts to SKU-level results, reflecting a broader shift toward creator marketing as a full-funnel, revenue-driving discipline.

WPP Media and YouTube are expanding their partnership to bring non-public YouTube video and creator data into WPP’s AI system WPP Open, per a press release. Taking advantage of WPP Media’s offering gives advertisers the ability to partner with creators on the most popular social platform in a far more measurable, practical, and effective way than before.

Marketers are entering 2026 with more money and less patience for waste. Sixty percent of US small businesses plan to raise marketing spend next year, per Clutch. Budgets are moving toward channels that produce quick returns and at lower cost as ROI expectations tighten—46% of marketers say more than half of their 2026 spend will go to digital. Marketers should treat 2026 as a year for discipline, not just expansion. Invest where attribution is strong, like paid search tied to conversion events, retail media with closed-loop sales data, and email with CRM programs.

Consumer spending held up in October, despite broader signs of growing strain on lower- and middle-income consumers. Retail sales rose 3.5% YoY, according to the US Commerce Department. Control group sales—which exclude food services, autos, building materials stores, and gas stations, and are used to calculate GDP—increased 0.8% MoM, the biggest rise in four months. However, the US economy appears increasingly fragile. While spending is growing at a healthy pace for now—largely due to higher-income households with a greater capacity to absorb higher prices and a stronger appetite for discretionary purchases—a softening labor market and tariff-driven inflation could push consumers to pull back next year.

Home Depot introduced The Home Depot Creator Portal, a centralized hub that offers resources and earning opportunities for creators developing home improvement content. The creator portal is intended to inspire creators while giving them access to advertising opportunities with Home Depot and its extensive supplier network. More retailers are setting up their own creator platforms as they look to tap into influencer marketing and ensure relevance as more product discovery shifts to social media. Establishing a creator platform allows retailers to bring greater standardization and quality control to their influencer partnerships, while still taking advantage of all the opportunities that influencer marketing can offer.

Reuters reporting suggests Meta has been unable to contain large-scale fraud in its China ad ecosystem. Despite launching a dedicated crackdown in early 2024 that cut violating ads from 19% to 9% of China revenue, enforcement was later relaxed, allowing misconduct to climb back to 16% by mid-2025. A multilayer reseller network, weak overseas deterrence in China, and partner whitelisting made violations difficult to trace. China advertisers still generated more than $18 billion for Meta in 2024, creating tension between revenue goals and quality controls. The case raises sharp questions about platform accountability and advertiser risk.

Klarna launched the Agentic Product Protocol, an open standard that makes products on the internet discoverable and understandable by AI agents, per a press release. All payment providers need to meet consumer demand for AI-powered commerce that allows them to save time and money on shopping. However, to speed up adoption of agent-driven checkout, platforms need to ensure safety and privacy with AI agent transactions: 65.5% of US consumers still have misgivings about agent-led payments, per Omnisend.

PayPal filed to form PayPal Bank with the FDIC and Utah Department of Financial Institutions. Banks and credit unions should anticipate expanded interest-bearing offerings from PayPal Pay Later if its license is approved. And PayPal has a built-in advantage because its buy button and credit underwriting can all happen during the checkout process—whereas banks and credit unions have to rely on consumers applying for a loan well before they intend to complete a transaction. Credit unions should emphasize their competitive interest rates to consumers choosing between their loan products or a PayPal loan.