It aims to become a credit card–only bank for credit-marginalized consumers.

The news: Virtually all community bank leaders (99%) see embedded finance as important for their institutions' long-term survival, with 60% considering it extremely important, per a recent study by Treasury Prime. Our take: Embedded finance is a popular and effective avenue for community banking growth—if pursued with careful consideration and a priority on compliance. And there's an opportunity to maximize marketing opportunities when entering such partnerships.

After its banking partner’s regulatory issues, fintech Dave aligned with Coastal Financial.

The need for more detailed record-keeping will increase compliance costs.

In a by-now familiar story, these banks must promptly address deficiencies identified in their BaaS partnerships.

Banks are focused on B2B opportunities and generative AI to drive revenue as they usher crypto out the door.

The SVB collapse has made them reconsider where they do their banking. We discuss what banks can do to stand out.

Consumer device and behavior trends are affecting payment providers’ strategies across retail, P2P, B2B, disbursement, and cross-border channels. Here’s what that means for the payments ecosystem.