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Financial Services

Young consumers want faster, easier access to funds than traditional lending options currently offer.

For issuers, an easy dispute process can boost customer satisfaction. But they must balance this with their merchant relationships, who bear the brunt of the costs

It may be an olive branch for Gen Zers and millennials who may be upset over its decision to stop accepting Amex. It’s a win for Venmo’s monetization journey

Many acknowledge AI tools can help with specific needs, but they still don’t want to give it unlimited access to their data.

Today’s podcast episode of The Banking & Payments Show discusses why financial literacy is so important in younger generations (Gen Z and Gen Alpha), not only for individuals but also for financial institutions and society. In ‘Headlines,’ we examine Gen Z’s low functional knowledge of personal finances and then shift gears for the ‘In Argument’s Sake’ segment to debate whether improving financial literacy among young people is outdated. Listen to the conversation as host, Rob Rubin, welcomes our analyst Maria Elm and Sumit Arora, Global Head of Consulting at Persistent Systems, to the podcast.

And the generation of banking consumers that most needs an urgent intervention isn’t the youngest one.

Building and renovating branches to align with their new vision is bringing them new business.

Industry leaders are making progress in AI adoption, but it’s early yet. We delve into where bankers want to take the technology next.

When Chase Media Network launched last month, it revealed the potential for more payments and financial service companies to get in on the commerce media game, leveraging consumer payments data to sell ads. One unexpected out-of-home implementation could be ATMs, said Stuart Mackinnon, COO of NCR Atleos, on our “Behind the Numbers: The Baking & Payments Show” podcast.

It also includes features to minimize checkout friction as Google Pay tries to streamline the experience

They rely more on mobile devices than older millennials but have more mature financial lives than younger Gen Zers, giving key insights into digital payment behaviors

A flurry of product and services launches will help Visa stay competitive and diversify away from swipe fee revenues