Almost half (49%) of consumers plan to shop for Halloween before October, according to a September National Retail Federation (NRF) report.
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Become a ClientIn today’s episode, we talk about whether the “American Dream” is less achievable, or just different, how this new economic reality has reshaped consumer behavior, and how brands are marketing aspiration differently. Join the discussion with host and Head of Business Development, Rob Rubin, Senior Director of Briefings, Jeremy Goldman, and Analyst, Paola Flores-Marquez.
Ulta Beauty’s invite-only UB Marketplace is now open to shoppers on the retailer’s website and app. The offering will enable the retailer to offer shoppers a broader, more compelling array of products, particularly in emerging segments like fragrance, men's grooming, and K-beauty.
47% of US banking decision-makers say their institutions have already rolled out generative AI, up from 10% in 2023, said data from EY-Parthenon.
Klarna and Splitit are pursuing AI initiatives to keep their products top-of-mind for consumers, per press releases. Klarna partnered with Google Cloud to power AI-backed hyperpersonalized marketing campaigns. Splitit debuted its Agentic Commerce Partner Program, bringing card-linked buy now, pay later (BNPL) plans to agent-powered shopping. Replacing human created art with AI generated images is a risky play for marketing, but Splitit’s BNPL angle with agentic commerce may help it establish a foothold in the installment plan arena, especially when tied to shoppers’ preferred cards that they trust and earn rewards.
Technology modernization and attracting younger consumers are key to community banks’ survival over the next decade, according to a discussion between Treasury Secretary Scott Bessent and Federal Reserve vice chair for supervision Michelle Bowman at a Fed conference. Community banks face existential threats. Consolidation in the community banking market has been substantial. Community bank leadership is aging, and banks’ small scale makes it difficult to compete in a digitally interconnected banking market. Their strategies need to account for what’s changing.
Once seen as a revenue channel, commerce media is fast becoming the connective tissue between brands, retailers, and consumers. The industry’s focus is expanding from monetization to meaning, a theme that resonated throughout Advertising Week New York.
More than a quarter (28%) of consumers plan to spend more on Halloween items like candy, décor, and costumes this year, up from 23% in 2024, per CivicScience. While some of that uptick reflects growing enthusiasm, higher prices—driven by tariffs and other factors, such as rising cocoa costs—are also likely a factor. Halloween shoppers are proving you can have your candy and save, too. Even when they’re eager to splurge on sweets and costumes, they’re still looking for a good deal. The retailers that win this season will be the ones that offer value-driven promotions, making it easy to indulge without overspending.
Amazon will hire 250,000 workers this holiday season, the same number it brought on each of the past two years. The retailer could account for more than half of all seasonal hires in the last three months of the year, as other companies pare back hiring plans in the face of considerable uncertainty. Amazon’s consistent hiring plans illustrate its (relative) optimism heading into what could be a difficult season.
At Tech Futures 2025 in New York last week, IBM general manager of corporate strategy Roger Premo and VP of AI and automation Nick Fuller outlined how enterprises and brands can scale AI responsibly—and profitably. Acting as “client zero,” IBM has improved its run rate by $3.5 billion—about 8% of its revenues—through internal AI adoption. Brands that treat AI as a business transformation, not a tech trial, will move faster from proof of concept to profit. Align leadership vision with a disciplined data strategy, invest in unified platforms, and embed governance from the start.