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September 17, 2022
US Adults Who Own an Open-Loop Consumer Reloadable Prepaid Card, by Generation, Nov 2021 (% of population in each group)
Methodology
Data is from the September 2022 Federal Reserve Bank of Atlanta "2021 Survey and Diary of Consumer Payment Choice." The Diary of Consumer Payment Choice (DCPC) is a survey of consumer payment behavior run in conjunction with the University of Southern California's Understanding America Study (UAS). Respondents were randomly assigned a three-day period during September 29, 2021-November 2, 2021 and asked to track all of their payments using an online questionnaire. Respondents were also asked to answer a short survey and report some account balances on the night before the beginning of their diary period. To the extent possible, attempts were made to ensure that on any given day a representative sample of US consumers was actively taking the diary, and any given day can be made statistically representative by using appropriate sample weights. In addition to in-person purchases, respondents were also asked to record their online and mobile purchases, cash holdings, cash deposits, checking transfers, income payments, and other exchanges of liquid assets. The result is three datasets: an individual-level dataset, a daily dataset, and a transaction-level dataset. The DCPC provides researchers a unique window into the household finances of the US consumer.Featured In
Gen Z Consumer Payment HabitsChart Title
US Adults Who Own an Open-Loop Consumer Reloadable Prepaid Card, by Generation, Nov 2021 (% of population in each group)Publication Date
September 17, 2022