They have higher customer satisfaction rates, adding to the competitive pressures

Despite an industrywide push to grow via nonmerchant partnerships, BNPL players still rely on individual deals to reach large merchants

The BNPL player’s revenues doubled in Q4 thanks to users’ more frequent purchases

Consumers are slowly making changes to how they pay at checkout. We look at the top seven payment methods and delve into what’s pushing forward and detracting from their growth.

Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa’s head start

Retail media’s rapid growth has spurred nonretail verticals to harness their first-party data to fuel their own commerce media networks. Retail media spending still dominates the commerce media landscape, but distinct challenger cohorts are finding their footing.

These moves can help the company grow ahead of its IPO expected this year

A rewards integration coming later this year could make Synchrony a more attractive co-brand partner

BNPL providers approved 79% of applications in 2022 thanks to counteroffers for subprime borrowers

The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume

Reeling from 2024’s challenges, financial institutions must embrace bold strategies in 2025 to future-proof their businesses in a landscape plagued by economic, competitive, and regulatory pressures.

The tie-up will bring the BNPL provider to a bevy of merchants’ checkout pages—whether they like it or not

Sezzle faces an uphill battle competing against larger players like Affirm and Klarna

It opened up its ecosystem and seemingly gave up its grand financial services ambitions. But it’s still a major payments player.

From a slew of major partnerships to our forecasts for slower user growth, we look at the biggest BNPL trends of 2024—and what they mean for 2025.

Companies implemented the tech for hyperpersonalization, AI chatbots, fraud prevention, and other use cases

Brands focus on AI as creative ally: The technology's role in fostering innovation and cost savings augments human touch.

The tie-up can bring in a large new stream of payments volume for the BNPL player, boosting growth ahead of going public next year

The Vipps wallet in Norway is the first to use Apple’s NFC tech, opening the floodgates for more to deploy the tech.

Consumer payment method choice will expand in 2025 as real-time “pay by bank,” iPhone NFC access, and digital credentials take center stage. And financial media networks will turn more payment providers into marketers.