Most consumers aren’t using BNPL frequently enough to make it cost effective

Market instability as well as concerns over an economic slowdown as a result of President Trump’s tariffs are making the BNPL player pause its plans

This leaves the BNPL industry back at square one in terms of regulation, creating uncertainty for providers

The partnership will help Affirm compete with rival Klarna, which already has a large European presence

Tying up with DoorDash gives the BNPL provider a massive volume opportunity

The partnership will give the BNPL provider a boost and help it better compete against rival Affirm

The BNPL provider has made strong inroads in the US but faces steep obstacles in growing its market share

They have higher customer satisfaction rates, adding to the competitive pressures

Despite an industrywide push to grow via nonmerchant partnerships, BNPL players still rely on individual deals to reach large merchants

The BNPL player’s revenues doubled in Q4 thanks to users’ more frequent purchases

Consumers are slowly making changes to how they pay at checkout. We look at the top seven payment methods and delve into what’s pushing forward and detracting from their growth.

Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa’s head start

Retail media’s rapid growth has spurred nonretail verticals to harness their first-party data to fuel their own commerce media networks. Retail media spending still dominates the commerce media landscape, but distinct challenger cohorts are finding their footing.

These moves can help the company grow ahead of its IPO expected this year

A rewards integration coming later this year could make Synchrony a more attractive co-brand partner

BNPL providers approved 79% of applications in 2022 thanks to counteroffers for subprime borrowers

The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume

Reeling from 2024’s challenges, financial institutions must embrace bold strategies in 2025 to future-proof their businesses in a landscape plagued by economic, competitive, and regulatory pressures.

The tie-up will bring the BNPL provider to a bevy of merchants’ checkout pages—whether they like it or not

Sezzle faces an uphill battle competing against larger players like Affirm and Klarna