Extra cash back can keep group spending in-app, especially when Venmo targets social organizers.
Merchants can pair BNPL with promotions, while payment apps can turn saved rewards into more spending.
Walmart, Sephora, and other partnerships let users delegate shopping, testing their willingness to hand AI more control.
Transaction data can lure advertisers, and reach beyond Citi’s app will help unlock more ad spend.
Partnerships with athletes can help the app capture sponsorship payouts and expand its reach.
Mass adoption remains distant, but remittances and payouts give providers practical uses for crypto today.
Getting Gen Z on board with new features could help PayPal overcome years of underperformance.
Fintechs are winning over credit-averse consumers; better rewards could help banks win bigger loans.
Seeking a $50 billion bottom-dollar price underestimated PayPal’s legacy assets’ continued heft in the US, abroad.
TikTok’s next challenge is convincing its users that the platform is safe for payments.
PayPal’s fusion with Stripe could reorder the landscape of crypto, BNPL, agentic commerce and digital wallets.
Last November, we identified 11 trends we expected to shape the business landscape in 2026. Our Trends 2026 update reveals where expectations are holding, where surprises have emerged, and what businesses should watch through year-end.
Issuer FMNs have an opportunity to turn data insights into more personalized rewards.
Pushing deeper into local commerce could help EWS fend off rivals like Venmo.
Broader international acceptance makes its app a one-stop shop for checkout.
AI recommendations are reshaping financial services discovery. In this industry’s inaugural report, we track ChatGPT brand visibility in Q2 2026, the sources informing recommendations, and what it takes to stay competitive.
Strong growth across Venmo, BNPL, and Braintree bolstered PayPal’s strong performance.
Parents want one app for deals, payments, and installments, giving its FMN another reason to attract marketers.
Agentic commerce is reorganizing retail around five ecosystem layers. As AI agents gain influence, retailers and brands must decide where to compete, where to partner, and who controls the customer relationship.
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