The UK is a digital payments leader, though traditional payments provide a backbone. Payment method preferences among different demographic groups are determining the winners and losers.

It released draft legislation to provide more safeguards for UK consumers, many of whom are under financial strain.

Its TPV grew 9% YoY, down from 23% a year ago. PayPal hopes to reinvigorate growth with cost restructuring and innovation efforts.

After touting a recession-proof business model, the BNPL firm slashed 19% of its workforce and will restructure to the tune of $39M.

Partnering with StepChange will help support struggling customers, but it raises questions around the harm BNPL can cause.

Despite delays, Apple can benefit from its extensive user base and merchant acceptance to build BNPL success.

Ingenico and Splitit are focused on cutting customer friction to grow their in-store BNPL presence.

The feature lets customers view their 2022 spending patterns and suggests ways to improve financial habits in the new year.

Emirati paytech Tabby secured $58M in a sign of investor confidence in the region’s BNPL market potential.

After experiencing a surge in growth in 2021, US retail sales growth began to slow last year, a pattern which will continue into 2023. According to our forecast, sales will rise by less than 3% this year, reaching over $7.3 trillion.

The expected record-high rates will raise demand for budgeting tools, rewards focused on everyday spending, and BNPL.

This year will be a litmus test for trying new things. Payments incumbents that embrace change on their own terms will emerge stronger than before.

From tumbling valuations to the arrival of Big Tech firms, we run down the biggest BNPL developments of 2022.

We look back at the year’s most disruptive Big Tech payment stories and how the Big Four have expanded in the space.

The firm completed big down rounds, branched out with new products, and battled intensifying BNPL competition.

Last year, we predicted India’s CBDC plans would materialize in 2022 and that the CFPB would hone in on BNPL players.

Invigorated travel has reestablished demand for travel credit card perks and benefits. But a recession could reverse gains—requiring premium card issuers to balance travel offerings with everyday utility. This second annual study reveals which of 10 leading premium travel credit cards are best positioned to attract and engage customers, based on their support of 49 emerging features.

Orders made via buy now, pay later (BNPL) increased 85% over Cyber Five, according to Adobe Analytics. “It’s a win-win for retailers” as it increases basket size and boosts conversion rates, our analyst Grace Broadbent said on the “Behind the Numbers: Reimagining Retail” podcast.

On today's episode, in our "Retail Me This, Retail Me That" segment, we discuss the state of the buy now, pay later (BNPL) union, whether Gen Z will be BNPL users for life or migrate to credit cards, and the stumbling blocks the new payment method faces. Then for "Red-Hot Retail," our analysts give us four of their very specific—and potentially risky—predictions about BNPL in 2023. Join our analyst Sara Lebow as she hosts analysts Sky Canaves and Grace Broadbent.

The retailer’s reported plans to launch its own BNPL product through its fintech, ONE, could help boost customer spending.