Block injects its P2P product with cash-flow assistance to keep customers.

Klarna’s rapid growth signals serious threat for Affirm on its home turf.

They’re using installments as emergency cash flow instead of card products, per JPM.

Issuers hold the advantage of existing credit lines and post-purchase flexibility compared to fintechs, but only for existing credit cardholders, per JD Power.

Consumers find credit management within card options favorable to fintechs.

Payment players can only get rewarded in agentic commerce if they’re visible to agents.

To maintain growth, Sezzle looks to phone plan, subscriptions for stickiness.

Rising net charge-offs raise concerns about the Aussie platform’s consumer financial health.

The travel co-brand card market is splitting fast. Premium products are pushing upmarket as rewards debit cards pull in younger users, while AI-driven discovery is eroding loyalty—forcing issuers to rethink relevance and clarity to capture spend in 2026.

Revenue hit $1.08B, but losses and soft guidance sank shares as credit stress ticked up.

Klarna’s deepening investment in the UK shows EU-forward approach.

This FAQ covers what marketers and retail strategists need to know heading into 2026.

Fintechs trying to assess BNPL and loan risk for subprime populations now have a new tool.

Shoppers using BNPL for essentials versus discretionary spending are displaying different levels of resiliency.

In 2026, economic uncertainty is quietly reshaping consumer payment behavior, driving shifts across cards, cash, BNPL, and emerging alternatives as households adapt how they manage spending and access liquidity.

Targeting consumers trying to finance groceries and bills, Zip underscores the BNPL use divide.

Lackluster branded checkout and TPV growth in Q4 2025 end CEO Alex Chriss’ tenure.

Installments for QuickBook invoices offers a lifeline to SMBs.

It’s betting that Google’s protocols will funnel agentic payment volume to its BNPL platform.

International and commercial spending, along with value-added services, drove the network’s revenues.