Only 12% of North American merchants accept cryptocurrency at checkout, trailing even cash on delivery, according to a March report from the Merchant Risk Council.
Banks can't hide behind the narrative that AI is new and untested—if they haven't already made significant deployments, they are behind.
Neobanks and fintechs are taking stronger initiative.
More and riskier choices require better advice.
Competing with lenders is part of this play.
The less affluent need more attention from financial services providers.
The first year of Trump’s second term has brought disruption and uncertainty, reshaping retail, media advertising, tech, health, and financial services.
Years of litigation over allegedly misleading marketing nears a close, but reputational damage could linger.
Banks, crypto companies, and Congress continue to grapple with regulating the space.
Advice for the emerging affluent goes far beyond digital tools.
It targets pharma margins, PBM fees, and insurance subsidies to slash costs, which could redefine pricing power and consumer choice across the industry.
Consumer credit could be radically transformed.
Apple Card, tech spending, and mobile banking are highlights.
Insights from Wells Fargo indicate what consumers are most worried about—and how FIs can help.
Overdraft fees are up in aggregate, but market forces have pushed down individual fees.
They have a litany of troubles and aggressive cost targets.
FIs need to pull consumers through a wave of uncertainty.
Equal credit access rules weren’t designed for modern underwriting technology.
28% of retail commerce media decision-makers in North America and Europe say they review and approve creatives manually but lack automation or dynamic capabilities, according to November 2025 data from Koddi and Forrester Consulting.
Prediction market companies Polymarket and Kalshi are valued in the billions of dollars—but risk abounds.