This year will be a litmus test for trying new things. Payments incumbents that embrace change on their own terms will emerge stronger than before.

From tumbling valuations to the arrival of Big Tech firms, we run down the biggest BNPL developments of 2022.

US retail sales grew 7.6% over the holiday season: Consumers diversified their spending due to inflation and a desire to return to pre-pandemic activities such as eating out.

Invigorated travel has reestablished demand for travel credit card perks and benefits. But a recession could reverse gains—requiring premium card issuers to balance travel offerings with everyday utility. This second annual study reveals which of 10 leading premium travel credit cards are best positioned to attract and engage customers, based on their support of 49 emerging features.

The expanded partnership with Mastercard can help Paysend serve more customers and compete more aggressively.

It will use Mastercard’s Track Instant Pay solution, which automates B2B payments, to attract new business.

US card fraud losses will remain sky-high despite slowing growth as credit cards and card-not-present fraud drive risk for merchants, issuers, and consumers alike—pushing new technology adoption and consumer education strategies to lower risk.

The $11 trillion US payment card network is developing new strategies to turn threats from fintechs, homegrown networks, and rising regulatory scrutiny into growth opportunities.

Visa’s payments volume grew 10% YoY, and Mastercard’s increased 11% YoY. Both firms benefited from strong travel spending, among other factors.

It’s investigating whether merchants can still route payments to alternative debit card networks when tokenization comes into play.

Mastercard will help Inswitch offer payment solutions and issuing programs to businesses in the region.

Proximity mobile payment growth in Canada is stagnant, posing a challenge for providers. We expect them to counter this trend by boosting customer engagement rather than seeking out new users.

The DoorDash Rewards Mastercard can help the bank boost spending and build out its co-brand portfolio.

Reducing the need to rely on third-party partners minimizes risk for Stash and creates value if it’s acquired.

Embedded-finance-driven business lending is expected to grow sixfold in the next five years.

Walmart and Target joined 1,600 merchants rallying around the divisive credit card routing bill—whose prospects aren’t bright.

Three NYC pensions filed shareholder proposals to Mastercard and Visa asking them to establish clearer standards for tracking gun sales.

Visa and Mastercard blamed fraud and intensifying competition for higher post-Brexit cross-border fees in responses to the UK Parliament.

The card network is said to have started automatically enrolling merchants in its BNPL program. But some providers have financial concerns and have opted out.