In the fourth of five reports in our “Payments Ecosystem” collection, we look at what’s influencing growth across P2P, remittance, bill pay, payroll, and B2B transactions—and what it means for payment providers.

For a fee, the bank’s new media solutions team will let retailers target customers based on spending habits.

We argue where the merchants have a point—and where the deal gives them a win

Small and medium-sized businesses will account for almost half of the $35 trillion B2B payments market this year. They have been slow to digitize, handing B2B payment providers a unique set of needs to address.

The annual charges increased across all six cards, but Amex is hoping the enhanced rewards will offset the added consumer costs

To overcome account opening headwinds, credit card marketers can explore credit card subscriptions, net worth data collection, and wallet-first cardholder experiences.

The network also forecasts a surge in ecommerce returns, per its 2024 economic outlook

Leading cash-back credit cards need to drive acquisition in an increasingly competitive segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

Credit losses are climbing, credit conditions are tightening, and consumer sentiment is on the decline

The move can bring in more volume on PayPal’s cards and enhance consumer loyalty

Details surrounding the increases are sparse—and Mastercard rebuffed the report as untrue. But the outcry may be overstated

On today’s podcast episode, we discuss the challenges the credit card industry is looking at over the next year. • In our “Headlines” segment, we focus on an Insider Intelligence article published at the end of August about Macy’s private label credit card sales and consider if it’s a harbinger of problems in the credit card industry overall. • In “Story by Numbers,” we center the conversation on what will happen to consumer credit card spending if—or when—there’s a recession. • And in “For Argument’s Sake,” we take up sides to discuss whether there will or will not be a recession, which is a critical issue for the credit card industry. Tune in to the discussion with host Rob Rubin and our analyst David Morris.

But the metric doesn’t take into account the full picture of consumers’ financial health

This highlights the popularity of the credit card’s investment feature and should continue to bring in more cardholders

Issuers are bracing for a recession to take a toll on charge-off rates, merchant fee revenues, and interest income. But have they fully baked in the economic threats consumers face?