US Cash-Back Credit Card Emerging Features Benchmark 2023

How 10 Leading Cards Meet Prospects’ Demands

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About This Report
Leading cash-back credit cards need to drive acquisition in an increasingly competitive segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.
Table of Contents

The US credit card market is saturated with cash-back cards: Every major issuer offers one, and many now offer at least two. To acquire new cardholders, issuers should prioritize adding features that meet consumer demand and differentiate their cards. This study gives issuers the ammunition to do that.

Key Question: Which emerging cash-back credit card features do prospects value the most?

KEY STAT: US cash-back credit card prospects’ most-valued features enhance cardholders’ security, reward their loan payment behavior and loyalty, and provide them with payment flexibility.

authors

David Morris

Contributors

Chris Keating
Director, Research
Na Li
Director, Primary Research
Tiffani Montez
Principal Analyst, Banking
Jennifer Pearson
VP, Research
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