Credit card Trends & Statistics
U.S. Bank rolls out travel booking platform to compete with rival issuers
The rollout keeps U.S. Bank competitive with other issuers, like Chase, and can help encourage greater travel spend on its cards
What Q3 credit card delinquencies tell us about consumer financial health
It will be a while before consumers feel the Fed’s interest rate cuts, and an unknown regulatory environment could roil expectations
EU probes Visa’s and Mastercard’s cost transparency, adding to regulatory troubles
The inquiry could lead to yet another antitrust case against the payment networks
What a second Trump presidency means for the payments industry
Firms must plan for regulatory changes across areas like BNPL, open banking, crypto, and credit cards
Marqeta faces tough market reaction to Q3 earnings
The company faces higher losses from the BaaS crackdown and changing dynamics with its fintech partners
How the presidential election will affect the CFPB and payments regulation
A Trump administration could lead to sweeping changes at the agency
Acquisitions will help Mastercard maintain Q3’s strong revenue growth
Recent acquisitions and service launches will help it maintain momentum
Visa plans layoffs despite strong end to FY 2024
Even so, it’s laying off workers as it dives into value-added services and non-card payments
Bread’s diverse card spend can stem falling volume
But a diversified mix of card volume will help keep the issuer in a strong position moving forward
Credit card issuers are starting to charge for paper statements—and customers aren’t happy
While this move can save banks millions, customers aren’t ready for the change
Merchants want to offer pay by bank. Why aren’t they?
But few do because they’re concerned about implementation costs and customer uptake
CFPB fine makes Goldman’s plan to offload Apple Card that much harder
The reputational damage could make issuers wary of taking on the card as they look for a new partner
How the Capital One-Discover merger would fare in a Harris or Trump administration
The deal faces an uphill battle no matter who wins, but we think it has better odds under Trump
Shein rolls out credit card in Mexico, with more likely on the way
It's the ecommerce giant’s first credit card but likely not the last as it competes with Amazon and other ecommerce sites
Amex’s Q3 results show product revamps are working
They seem to be responding well to Amex’s 40 product revamps this year, shrugging off higher annual fees
As the BNPL industry matures, user and payment value growths are decelerating
The BNPL industry’s explosive growth is a thing of the past. The number of US BNPL users will grow only 6.9% in 2024, a major slowdown from prior years. And while payment value will rise at a still-strong rate of 20.8% this year, it too marks a significant deceleration.
How merchants can grow their co-brand credit card opportunities
Co-brands can be a valuable loyalty and revenue driver for merchants, and there’s plenty of room for them to grow
Discover credit cardholders spent less but carried more debt—bad news for Capital One merger
Failing to improve its consumer risk profile may lead to concerns with its proposed Capital One merger
Mastercard’s ID verification pilot makes buying age-restricted items easier
The service makes purchasing age-restricted items online easier and can help merchants speed up checkout times
Credit card delinquencies rise for most major US issuers in Q3
Their data is consistent with what other major US credit card issuers reported, suggesting the credit card recovery is still a ways off
Powerful data and analysis on nearly every digital topic.
Become a ClientWant more marketing insights?
Sign up for EMARKETER Daily, our free newsletter.
Thanks for signing up for our newsletter!
You can read recent articles from EMARKETER here.- Learn about what technologies are transforming your industry
- Gain exclusive perspectives from top industry leaders
- Access thousands of data sets and forecasts via our iconic charts