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Credit card Trends & Statistics

EMARKETER offers market research, trends and statistics for a variety of topics and industries. Here you will find a collection of reports, articles and other resources for Credit card

How the GM card helps Barclays’ growth strategy

Article
Oct 15, 2024

The card will expand Barclays’ presence in the US credit card industry and help diversify its card volume

Illinois interchange battle heats up—here’s what it means for issuers

Article
Oct 11, 2024

The potential ban on interchange for the taxes and tips could dampen issuers’ revenues and encourage other states to follow suit

Q3 bank earnings show consumer financial health remains fairly unchanging

Article
Oct 11, 2024

While conditions are improving, the warning signs haven’t gone away completely

SoFi wants to step up its credit card game—here’s why its new cards may not go far enough

Article
Oct 10, 2024

The neobank has big credit card aspirations as it looks to become a one-stop shop for financial services, but its new programs may struggle to secure uptake.

US Cash-Back Credit Card Emerging Features Benchmark 2024

US Cash-Back Credit Card Emerging Features Benchmark 2024

Report
Oct 07, 2024

Leading cash-back credit cards need to drive acquisition in a cutthroat segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

JPMorgan Chase plots UK credit card launch

Article
Sep 20, 2024

The issuer will have to innovate its card offerings to contend with the UK’s lower interchange revenues

Trump’s 10% cap on credit card interest won’t gain traction

Article
Sep 20, 2024

Proposed caps from both sides of the aisle have failed to gain traction—they could restrict credit access and raise annual fees

JPMorgan Chase may take over the Apple Card from Goldman Sachs

Article
Sep 17, 2024

The issuer wants concessions from Apple to protect it from some of the issues Goldman Sachs has dealt with

Mastercard spends big on fraud prevention acquisition

Article
Sep 13, 2024

Both Mastercard and Visa are spending big on fraud protection as threats pile up

How the BNPL industry is maturing and blurring the lines between credit and debit

Article
Sep 12, 2024

Conference panelists discussed changes in the maturing industry as it ripples across the payments space

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Revolving credit shot up 9.4% in July—don’t panic over one month of data

Article
Sep 10, 2024

It’s a concerning buildup for one month, but it merits some skepticism—consumers may be faring better than one data point suggests

Consumers are already stressed about racking up holiday shopping debts

Article
Sep 06, 2024

Many are willing to go into debt to get through the season. This could become a problem for payment providers

In-Store Digital Payment and Checkout Trends

In-Store Digital Payment and Checkout Trends

Report
Sep 03, 2024

Digital technologies are reshaping customers' in-store payment experience. Here’s what payment providers must know about in-store payment digitization trends.​

What a raft of credit card data says about consumer financial health

What a raft of credit card data says about consumer financial health

Article
Aug 08, 2024

A deluge of data has been fodder for all sorts of narratives about consumer financial health. We break down what’s really going on

Credit card balances and delinquent balances grew in Q1, but other financial health indicators moved in the right direction

Article
Jul 26, 2024

While some consumers’ finances are improving, other consumers are falling deeper into debt

Amex boasts winning Gen Z strategy and healthy delinquency rates

Article
Jul 19, 2024

The company is setting itself up for long-term growth, but the looming threat of the swipe fee battle remains

Secured and subscription credit cards can help issuers attract credit invisibles

Article
Jul 02, 2024

Offering secured or subscription credit cards can help issuers attract these customers and bolster account openings

Influencer Marketing in the Payments Industry

Influencer Marketing in the Payments Industry

Report
Jun 03, 2024

Influencer marketing is becoming a need-to-have for payment brands’ marketing teams. While not without risks, it’s key to building awareness and creating relationships with young consumers.

Credit is the digitization winner, and mobile P2P payments may have a cap, per Fed survey

Article
May 17, 2024

As consumers made more payments than ever in 2023, new trends are emerging

Visa rolls out slew of product updates to diversify and stay competitive

Article
May 16, 2024

A flurry of product and services launches will help Visa stay competitive and diversify away from swipe fee revenues

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