Credit card Trends & Statistics
Bilt buys credit card rewards partner to improve Bilt card’s economics
Banyan’s tech could help encourage Bilt cardholders to use their cards for more than rent—if the price is right.
Amex acquires Center to fuel small-business growth
The expense management platform can help Amex appeal to small businesses that want all-in-one offerings
Credit unions and small banks can use BNPL to compete with big banks
Investing in card-linked installment offerings can help credit unions and community banks compete with larger issuers
How tariffs could slow down the credit card recovery
Higher prices could impede volume growth and raise credit card issuers’ delinquencies
Why card-linked installments keep outranking BNPL fintechs
They have higher customer satisfaction rates, adding to the competitive pressures
How Amex’s tie-up with Marqeta can give its debit business a boost
The tie-up also makes Marqeta a more attractive card partner for fintechs
The State of Payment Methods 2025
Consumers are slowly making changes to how they pay at checkout. We look at the top seven payment methods and delve into what’s pushing forward and detracting from their growth.
Mastercard pushes into creator economy with Business Builder program
The solution will let the network capitalize on the quickly expanding creator economy
Amex uses White Lotus-themed perks to woo Gen Z, millennial cardholders
Exclusive experiences like this are helping Amex to win over millennials and Gen Zers
Capital One and Discover’s mega-merger inches toward the finish line
The two are moving ahead with integration plans as they remain optimistic the deal will pass its final hurdles
Mastercard follows Visa with One Credential launch
Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa’s head start
Credit card delinquencies rise in Q4 as credit card recovery stalls
The credit card recovery is progressing—if more slowly than anticipated
Credit card surcharges are becoming commonplace among small businesses
About one-third of US small businesses charge customers to accept card payments. Bigger retailers doing the same could hurt issuers
Big changes may be coming to Bilt credit card
Adding a premium card and other changes could help to improve the program’s profitability
Visa leans into international, non-card payments to fuel growth
Holiday spend, international transactions, and non-card payments boosted growth
JetBlue launches premium co-brand card, following other airlines’ lead
Other airlines like Alaska Airlines have also pushed into the premium space as the cards can bring in higher volume and revenues
Mastercard’s Q4 card tie-ups can help offset potential losses from Capital One-Discover deal
Partnerships, non-card payments, and value-added services will help offset potential losses from the Capital One-Discover merger
Synchrony closes out 2024 with rising charge-offs, slowing volume growth, and declining accounts
The issuer faces rising charge-offs, slowing volume growth, and declining active accounts
New Amex cardholders and international growth drove strong Q4
Card spend from these factors helped lift revenues 9% YoY
What Synchrony’s Sam’s Club renewal could mean for Walmart co-brand
Given the success of its long-standing Sam’s Club card, the issuer could be in the running to restart Walmart’s program
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