The P2P player was able to make this pivot thanks to the success of its integration in banks’ apps, which currently lead to 98% of its transactions

The airline is betting on cardholders believing its new rewards offset the cards’ higher annual fees

Issuers can capitalize on the 46% of users who proactively seek out deals with their cards

Learn what Chase and other digital competitors have done to outrank traditional banks.

The bank will start blocking more transactions that originate from social media

Retail media’s rapid growth has spurred nonretail verticals to harness their first-party data to fuel their own commerce media networks. Retail media spending still dominates the commerce media landscape, but distinct challenger cohorts are finding their footing.

Airline and hotel co-brand credit cards are contending with shifting travel spending trends and rising competition from general travel cards. Tapping into Gen Z’s love of experiences and exclusivity can help them stand out in a crowded field.

Healthy consumer spending and higher interest income drove gains. But consumers’ financial health isn’t on a glide path yet

The launch will bring a needed boost to the industry, which has struggled to win over consumers and merchants

While the lawsuit may not go anywhere under Trump’s CFPB, the P2P platform’s continual fraud concerns may damage its reputation

The agency has launched similar inquiries with other major banks. These could create reputational problems for the P2P platform

Generative AI gives payment providers unprecedented tools to create a more personalized purchase journey for consumers, but some use cases are easier to implement than others.

CMOs and brand strategists are using generative AI-powered tools to enhance their advertising and media strategies. Marketing teams can harness this technology in six key ways to drive results.

As these solutions gain traction, the line between debit and credit is blurring.

GenAI gives banks unprecedented tools to create a more personalized experience for their customers, but some use cases are easier to implement than others.

The issuer will have to innovate its card offerings to contend with the UK’s lower interchange revenues

The issuer wants concessions from Apple to protect it from some of the issues Goldman Sachs has dealt with

Mass affluent consumers are a $177.2 trillion global market that banks have struggled to serve. Now emerging technologies are finally enabling them to capture this lucrative demographic.

In the third of five reports in our “Payments Ecosystem 2024” collection, we unpack how the lines between POS hardware and software are disappearing as providers push the innovation envelope.

The Fed’s steep rate increases take their toll: Financial institutions are reporting the first drop in deposits in nearly three decades, and mortgage demand is flagging close to a 27-year low.