Consumer device and behavior trends are affecting payment providers’ strategies across retail, P2P, B2B, disbursement, and cross-border channels. Here’s what that means for the payments ecosystem.

The Web3 opportunity is real, but it’s tempered by misconceptions and little-understood risks. Financial services providers must first understand what Web3 really means to avoid disintermediation by fintechs and first-mover incumbents.

The UK is a digital payments leader, though traditional payments provide a backbone. Payment method preferences among different demographic groups are determining the winners and losers.

After touting a recession-proof business model, the BNPL firm slashed 19% of its workforce and will restructure to the tune of $39M.

Complex sanctions, elaborate money laundering schemes, and powerful tech give financial criminals an upper hand.

This year will push fintechs to their limits, as regulators, consumers, and investors demand change. Those that can meet heightened demands will be rewarded with a larger share of the pie.

In the first week of the new year, US regulators came out swinging against Coinbase, Binance, FTX, and Celsius.

We highlight the banking news that broke while most of us relaxed over the two-week holiday slowdown.

Inflation and monetary policy topped the list, while crypto and cyberattacks dodged the top 10.

We highlight some of the biggest and most shocking failures of the year.

New rules for FDIC insurance representation on digital channels include specifying that crypto assets are not deposits.

CBDCs are considered a more viable application of blockchain technology, bringing together the best attributes of fiat and cryptocurrencies. Mainstream usage is years away—but established payments players can start preparing for their launch now.

The large sums that flowed out of Binance this week caused some in the community to question whether its collapse would end crypto altogether.

Stringent crypto regulations could finally be coming in wake of the latest digital asset crisis.

The crypto exchange has been accused of funneling billions in deposits to market-maker and Bankman-Fried-owned Alameda Research.

After reviewing the books, Binance is walking away from its nonbinding agreement to buy crypto exchange FTX.

The feature lets users pay with crypto via their Revolut card. Here’s why it may struggle with adoption.

The global economic downturn is putting pressure on FIs around the world. In the UK, firms are turning to tech and hiring to weather the storm.

Fintech firms continue infiltrating the banking sector, handling bank-related tasks with little to no oversight, and potentially perpetuating systematic risk.

Though FIs should keep these at the top of mind when creating digital strategies, they should proceed with caution.