FIs need to contend with the growth of stablecoins as a payment mechanism and their popularity as an asset Gen Z consumers favor for a number of different banking uses.

The mega-neobank steps closer to an OCC charter.

Consumer loan originations rose sharply, and it expects a boom if credit card interest gets capped at 10%.

It’s an early mover among traditional financial institutions.

Behaviors vary between kids with Gen X vs. millennial parents.

The banking industry’s pushback has fallen flat against OCC trust charters for crypto firms.

Banks’ AI fantasies collide with reality.

They’re no better off than millennials at the same age.

Fintechs are cutting out their bank partners to invest in scale and break into new market segments.

Trump’s escalation with JPMorgan highlights banks reputational issues with trying to control the narrative.

Banks can't hide behind the narrative that AI is new and untested—if they haven't already made significant deployments, they are behind.

Neobanks and fintechs are taking stronger initiative.

The less affluent need more attention from financial services providers.

Competing with lenders is part of this play.

More and riskier choices require better advice.

Years of litigation over allegedly misleading marketing nears a close, but reputational damage could linger.

Advice for the emerging affluent goes far beyond digital tools.

Banks, crypto companies, and Congress continue to grapple with regulating the space.

Consumer credit could be radically transformed.

Apple Card, tech spending, and mobile banking are highlights.