According to Piper Sandler’s 45th semi-annual survey of US teen consumers, Gen Z spending was up 2% YoY to $2,419 annually. We dig into some of the key findings from the survey and offer our perspective, including why Ulta Beauty is proof the “lipstick effect” is in full swing and how Amazon can keep up with platforms like TikTok.

Apple’s long-teased buy now, pay later service is finally here, but what can it bring to an already crowded table? Our analysts unpack who may use Apple Pay Later and evaluate five of its prerelease features to see how they stack up to consumer demand.

Apple’s product strength and established wallet reach will make the solution a prime competitor in a crowded market.

This year, the payments industry will face its first major test following pandemic-driven digitization as economic uncertainty pressures customer habits. This is the data you need to understand the major changes facing the payments ecosystem in 2023—and how to navigate them.

Canada is behind other Western economies in digital payments adoption, but new technologies are finding footing against cards. Diving into usage among different demographic groups foretells how adoption will progress.

The cohort experiences life through social media and mobile devices. Banks must adapt to win their dollars.

Despite delays, Apple can benefit from its extensive user base and merchant acceptance to build BNPL success.

From tumbling valuations to the arrival of Big Tech firms, we run down the biggest BNPL developments of 2022.

We look back at the year’s most disruptive Big Tech payment stories and how the Big Four have expanded in the space.

Here’s what Apple, Google, Amazon, and Twitter are doing to build out a space in financial services—and how Big Tech’s expansion into banking will impact the industry.

We delve through PayPal’s Q3 earnings report to give you the main takeaways.

UK consumers and businesses are using planning tools to manage costs, but not all know how opening banking can help.

Apple and Goldman Sachs teamed for the new high-yield savings feature.

Proximity mobile payment growth in Canada is stagnant, posing a challenge for providers. We expect them to counter this trend by boosting customer engagement rather than seeking out new users.

On today's episode, we discuss what brand new forecasts the forecasting team cooked up in Q2, including influencer marketing spend by platform and tier, luxury ecommerce, and US prescription drug sales. "In Other News," we talk about Apple Pay's meteoric rise and what DoorDash's Q2 performance says about the future of the food delivery space. Tune in to the discussion with our senior forecasting analyst Iwona Drapala and director of forecasting Peter Newman.

Six years after Goldman launched its digital bank Marcus, we review how it’s faring and what its future could look like.

By 2026, nearly 30% of US consumers’ average retail spending (excluding food and beverage sales and ticketing) will be made using proximity mobile payments, as providers look to build on the pandemic-driven adoption of the technology.

EU probing Apple Pay: Restricting access to key NFC technologies on iPhones prevents EU banks from providing payment solutions, limiting competition. Mounting scrutiny could alter the duopoly’s payments dominance.

The offering could pose a threat to mPOS hardware providers but helps Apple grab more in-store volume and bolsters its payments business.