As these solutions gain traction, the line between debit and credit is blurring.

Its full rollout has been a long time coming. Now, it needs to expand its merchant network before it can really take off

The buy gives Mastercard access to Minna’s relationships across Europe as it pilots a similar subscription service

The solution gives consumers greater visibility into their transaction data, improving the customer experience and saving banks money on customer service costs

This could not only impact its market share in the debit card industry and cut into its margins—it may also hurt Visa’s brand in the court of public opinion

Both Mastercard and Visa are spending big on fraud protection as threats pile up

Conference panelists discussed changes in the maturing industry as it ripples across the payments space

It plans to launch a dedicated A2A service next year with more protections and controls as adoption of the payment method is much further abroad than in the US

Banks are experimenting with emerging technologies and business models to find new revenue streams. But stepping outside traditional banking molds introduces more business, reputational, and regulatory risk.

Digital wallets’ transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.

As consumers made more payments than ever in 2023, new trends are emerging

In the last of five reports in our “Payments Ecosystem” collection, we look at what’s influencing retail sales growth across in-store, online, and social commerce channels—and what it means for payment providers.

A flurry of product and services launches will help Visa stay competitive and diversify away from swipe fee revenues

In the fourth of five reports in our “Payments Ecosystem” collection, we look at what’s influencing growth across P2P, remittance, bill pay, payroll, and B2B transactions—and what it means for payment providers.

The payments giant wants to convert more cash and check payments, ACH and electronic transactions, and global card transactions

We argue where the merchants have a point—and where the deal gives them a win

Payment networks provide the infrastructure (rails) through which funds flow between payers and recipients. They come in different flavors based on settlement speed, supported transaction types, costs, and operational hours.

Acquirers, networks, and issuers each play distinct roles in the payments purchasing chain. But those roles are shifting as providers adapt to the rise of software and value-added services, increased payment method choice, and cloud-based innovation.

If approved by regulators—and that’s a big “if”—this merger could change what large lenders consider possible

Fintechs, banks, and the government will reshuffle the payments deck in 2024. New features and competition will redefine the digital wallet user experience, and FedNow will pivot payment flows in new directions.