Discover’s more limited global acceptance could frustrate customers, but Capital One would have the time and resources to grow acceptance

We may have been a little too early with some of our predictions—rollouts for Paze and FedNow took longer than we expected

Delinquencies, co-brand movement, and the biggest mega-merger yet are just some of the things that will shape the new year.

Companies implemented the tech for hyperpersonalization, AI chatbots, fraud prevention, and other use cases

The faster payments scheme is now a true real-time payments competitor on par with The Clearing House’s RTP Network and FedNow

Consumer payment method choice will expand in 2025 as real-time “pay by bank,” iPhone NFC access, and digital credentials take center stage. And financial media networks will turn more payment providers into marketers.

But fraud still remained rampant across the holiday weekend, showing payment providers have more work to do to step up their protections

The mobile wallet’s scaled-back rollout has been slow. But wero should be able to overcome that thanks to its transformative nature

As fraud protection programs get more sophisticated, fraudsters are changing tactics and focusing on people-centric scams

The tech will make it easier for consumers to choose how they pay— boosting the card’s already strong growth

The inquiry could lead to yet another antitrust case against the payment networks

Payment players clearly believe in the long-term success of crypto payments despite limited adoption

The company faces higher losses from the BaaS crackdown and changing dynamics with its fintech partners

Even so, it’s laying off workers as it dives into value-added services and non-card payments

Marqeta Flex helps digital wallets and card issuers embed BNPL options, eliminating the need for direct integrations with merchants

As these solutions gain traction, the line between debit and credit is blurring.

Its full rollout has been a long time coming. Now, it needs to expand its merchant network before it can really take off

The buy gives Mastercard access to Minna’s relationships across Europe as it pilots a similar subscription service

The solution gives consumers greater visibility into their transaction data, improving the customer experience and saving banks money on customer service costs

This could not only impact its market share in the debit card industry and cut into its margins—it may also hurt Visa’s brand in the court of public opinion