Debit card Trends & Statistics
Revolving credit data shows consumers are spending cautiously
Consumers became more cautious with their spending, a trend that could worsen with Trump’s reciprocal tariffs
Visa’s value-added services push can help the network maintain its momentum despite shaky economic conditions
Leaning on non-card revenue can help the network maintain its momentum even if shaky economic conditions lead to slower consumer spending
Affirm Card gains new issuing partner, Stride Bank, to grow its debit card program
The tie-up can help Affirm’s strategy of building out its debit card to grow its overall payments volume
Wirex launches travel booking platform for its crypto debit card to better compete against large issuers
The platform can help the card program better compete with traditional cards from large issuers
Marqeta partners with Upside to capitalize on interest in debit-linked rewards programs
These can fuel more frequent debit card usage, helping these cards better compete against credit card programs
How issuers can capitalize on card-linked offers to win over consumers
Issuers can capitalize on the 46% of users who proactively seek out deals with their cards
Capital One-Discover merger faces hiccup with DOJ concerns
They may not break the deal, but it highlights the uncertainty left before the two cross the finish line
Credit unions and small banks can use BNPL to compete with big banks
Investing in card-linked installment offerings can help credit unions and community banks compete with larger issuers
How tariffs could slow down the credit card recovery
Higher prices could impede volume growth and raise credit card issuers’ delinquencies
Why card-linked installments keep outranking BNPL fintechs
They have higher customer satisfaction rates, adding to the competitive pressures
How Amex’s tie-up with Marqeta can give its debit business a boost
The tie-up also makes Marqeta a more attractive card partner for fintechs
The State of Payment Methods 2025
Consumers are slowly making changes to how they pay at checkout. We look at the top seven payment methods and delve into what’s pushing forward and detracting from their growth.
Block plans marketing push, BNPL tie-ins after weak Q4
Ramping up marketing spend and integrating Cash App, Afterpay, and Square should put it in a stronger position in 2025
Mastercard pushes into creator economy with Business Builder program
The solution will let the network capitalize on the quickly expanding creator economy
Capital One and Discover’s mega-merger inches toward the finish line
The two are moving ahead with integration plans as they remain optimistic the deal will pass its final hurdles
Mastercard follows Visa with One Credential launch
Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa’s head start
Affirm says Q2 profits will be ‘new normal’
We look at how adjusted pricing, launching in new categories and markets, and growing its debit card made this possible
PayPal’s transition year hasn’t paid off yet, per Q4 earnings
The company made major strategic moves during its transition year, but it may take longer for them to bear fruit
Visa leans into international, non-card payments to fuel growth
Holiday spend, international transactions, and non-card payments boosted growth
Mastercard’s Q4 card tie-ups can help offset potential losses from Capital One-Discover deal
Partnerships, non-card payments, and value-added services will help offset potential losses from the Capital One-Discover merger
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