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Revolving credit data shows consumers are spending cautiously

The news: Revolving consumer credit increased an annual rate of just 0.1% in February, per the Federal Reserve.

This is in contrast to 6% annualized growth in January. A year ago, revolving credit also grew 6% annualized.

Nonrevolving credit decreased at an annual rate of 0.3% during the month, versus a 0.9% increase in February 2024.

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