Payment provider innovation and regulatory changes are setting a long-term growth runway for cryptocurrency payments. But providers will still need to overcome low merchant acceptance and a sense of mistrust before crypto can go mainstream.

Partnerships, non-card payments, and value-added services will help offset potential losses from the Capital One-Discover merger

While meme coins don’t have a long-term future as a payment method, there is growing momentum for stablecoin crypto payments

Major payment players like PayPal and Visa that invested in them are likely celebrating this regulatory movement

Now that Trump is in office again, crypto regulations could boost crypto ownership and payments momentum—slowly

President-elect Donald Trump's second term promises profound shifts across commerce, technology, and regulation that will reshape how businesses operate and consumers behave. As the president-elect prepares to take office, his policy priorities are already triggering market reactions and pivots from major corporations.

Regulatory clarity should usher in an era of accelerated crypto ownership and payments adoption—although it won’t happen overnight

PYUSD has struggled to gain significant adoption. The Trump admin could change that

The service could help make users feel more comfortable making payments with the digital asset

The milestone signals confidence in crypto’s future under Trump. Upcoming regulation could finally get crypto payments off the ground.

Financial regulators will undergo major agenda shifts and changes in leadership.

Firms must plan for regulatory changes across areas like BNPL, open banking, crypto, and credit cards

Payment players clearly believe in the long-term success of crypto payments despite limited adoption

This hurdle will make it difficult for payment players’ recent crypto launches to gain traction

B2B payments are fast becoming the biggest opportunity for stablecoins to gain traction—now PayPal has to convince everyone else.

The payment network is going all in on stablecoins despite limited usage. Leaning into business and commercial payments can help the crypto asset take off.

It would likely face similar adoption struggles to PayPal’s stablecoin, and the timing may lessen its revenue opportunities

The family-led project was light on details, but the debut could signal friendlier crypto regulation if he’s elected

It has a much smaller market cap than the likes of USDT. The entire asset category is still far from mainstream