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Banking predictions for a second Trump presidency

The news: After US President-elect Donald Trump returns to the White House in January 2025, banks can expect some major shifts in financial regulators’ agendas.

Here’s what banks should prepare for:

Capital requirements remain in question: Bank lobbyists scored a major victory by getting the new capital requirements slashed in half from 19% to 9%. The proposal was supposed to be finalized after the next board meeting of the Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency (OCC). 

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