This deviation from prior months’ trends may signify consumers are starting to pay off their debts and cut back spending

Credit card issuers can steal share from debit cards by expanding grocery-focused rewards and promoting budgeting tools

Interest rate cuts could help heading into 2025, but consumer financial health remains on shaky ground

Consumer payment method choice will expand in 2025 as real-time “pay by bank,” iPhone NFC access, and digital credentials take center stage. And financial media networks will turn more payment providers into marketers.

It will be a while before consumers feel the Fed’s interest rate cuts, and an unknown regulatory environment could roil expectations

As these solutions gain traction, the line between debit and credit is blurring.

A recent study reveals this generational cohort cares less about accumulating and paying off debt than they do about saving.

Conference panelists discussed changes in the maturing industry as it ripples across the payments space

US retail and ecommerce sales will maintain stable growth over the next five years, with pockets of opportunity emerging from new digital consumers and mobile-first online shopping trends.

Chase’s newly launched financial media network has opened the floodgates for other financial institutions. While lucrative on paper, securing advertiser and customer buy-in isn’t guaranteed.

Getting cash back is the leading motivator for opening a new credit card, according to 42% of adults worldwide, per January 2024 data from Kantar.

In the second of five reports in our “Payments Ecosystem 2024” collection, we look at what’s influencing how consumers are paying today—and what payment providers can do to capture a larger piece of the retail spending pie.

Customers want more transparency in banks’ lending decision-making processes and more control over the data that factors into them.

Growing debt, high interest rates, and recessionary threats could spell trouble despite the positive spending patterns

Borrowers struggling with inflation and rising interest rates can pay just the interest on their loans for up to six months—with no implications.

Unrealized losses in banks’ bond portfolios and fears of more banking turmoil give shadow banks a chance to make a risky buck.

Even with a booming start, the first quarter of the year quickly became unstable after multiple banks collapsed. Here’s what we think banks’ results will show.

The number of Gen Z mobile banking users will reach 33.7 million in the US this year and continue to grow at a compound annual growth rate of 12.4% through 2026, per our forecast.

Digital payment methods continue to displace cash and checks in the US payments ecosystem. But after a pandemic-driven crest, growth is moderating amid economic uncertainty, resetting the stakes for share of wallet.