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Note: retirement account holders ages 18+ who have both a retirement account(s) from a current or former employer(s) and a nonemployer retirement account(s) intiated by the account holder, rather than through an employer

Additional Note: An employer retirement account is a retirement plan, such as a 401(k), 403(b), or pension, from a current or former employer. Some of the plans may be self-directed, which means the account holder can pick from a catalog of investments the brokerage has available for these types of accounts. Nonemployer retirement accounts are retirement accounts initiated by the account holder. These types of accounts are tax-deferred and come with restrictions, such as annual contribution limits and when funds can be withdrawn without penalty. Examples of such plans include IRA, Roth IRA, and Keogh plans.

Methodology: Estimates are based on the analysis of survey and traffic data from research firms and regulatory agencies, historical trends, country-specific data and demographic and socioeconomic factors.

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