Source: EMARKETER Forecast, March 2025 - June 2024
Note: homeowner households with at least one member whose name is on a home insurance policy as the owner of the policy; policies include those with delinquent payments and those paid by someone outside the household; excludes landlord insurance for residential properties
Additional Note: HO-1, HO-2, HO-3, HO-5, HO-6, HO-7, and HO-8 policies are included, covering homes such as condos, mobile and manufactured homes, and high-risk homes that do not meet the insurer standards required for most types of insurance.
Methodology: Estimates are based on the analysis of various elements related to the insurance market, including historical trends and revenue reports of the major players in the insurance market, historical trends in consumer behavior, reported national statistics from standard-setting organizations, government branches, census bureaus, and the Federal Reserve, and estimates from other industry associations.