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Note: ages 18+, individuals who allow third-party financial service providers, like financial institutions, nonbank financial services companies, and fintechs, secure access via APIs to personal financial data held at their financial institution

Additional Note: Open Banking in the UK is the term for a technical and legal standard under which financial institutions such as banks, brokerages, and credit unions allow third parties, such as other financial institutions, nonbank financial services companies, and fintechs, secure access to consumers' personal financial data via Application Programming Interfaces (APIs) upon the request of the consumer; consumers determine which information can be accessed, for how long and for what purpose, and can revoke their consent at any time; excludes less secure methods of data-sharing such as screen scraping.

Methodology: Estimates are based on the analysis of survey and traffic data from research firms and regulatory agencies, historical trends, country-specific data and demographic and socioeconomic factors.

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