The news: Shoppers between the ages of 18 and 44 have strong demand for flexible credentials and installment plans, per a Marqeta report.

• 48% of consumers between the ages of 18 and 44 want a card that can enable debit, credit, and BNPL at the POS, compared with 23% of consumers ages 45+.
• 30% of shoppers aged 18 to 44 used installments within the last 30 days, versus 10% of older consumers.