Canada Mobile Banking Emerging Features Benchmark 2026

Unpacking the Features That Drive Differentiation and Define Competitive Advantage

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About This Report
Mobile banking is no longer a primary driver of switching, shifting differentiation to feature innovation. Our sixth annual study reveals which features consumers value most and which banks are delivering.
Table of Contents

Mobile banking has lost its edge as a competitive differentiator. As core features standardize, banks must now compete on feature innovation to stand out. Our sixth annual study reveals where Canadian banks are falling behind and what it takes to pull ahead.

This deck covers:

  • The emerging features that mobile banking users in Canada value most
  • Support for these mobile features among the seven largest Canadian financial institutions (FIs) by domestic assets
  • The features that differentiate banks and set them apart competitively

authors

Tiffani Montez

Contributors

Grace Broadbent
Nikolai Dineros
Madan Kumar
Copy Editor
Na Li
Director, Primary Research
Penelope Lin
Director, Data Visualization
Emma Noyes
Senior Graphic Designer, Data Visualization
Jennifer Pearson
VP, Research
Sakina Thanawala
Copy Editor
Myra Thomas
Matt Torpey
Senior Data Visualization Editor
Julia Woolever
Director, Report Editing
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