The news: Agentic AI dominated headlines this week as major payment players rolled out AI-powered solutions.
Visa’s Intelligent Commerce
- Visa’s AI agents will purchase items or services based on customers’ preset preferences, limits, and guidelines.
- The service will replace card details with tokenized digital credentials to boost payment security.
Affirm’s AdaptAI
- The AI-powered promotions platform lets merchants offer customers personalized financial benefits like personalized APR rates, repayment terms, and cash savings.
- Benefits will be delivered directly via the Affirm App and Affirm Card.
PayPal’s MCP servers and PayPal Agent Toolkit
- Developers can integrate PayPal’s suite of APIs to build agentic workflows through PayPal’s Open Platform.
- When integrated, customers check out, track shipments, and manage invoices all within an AI agent.