Adding BNPL and credit-building opportunities can help them win the next generation of consumers.

Revenue gains and cost savings come into relief as haves and have-nots diverge.

The Academy Awards will leave ABC after nearly 50 years and stream exclusively on YouTube beginning in 2029—a decisive acknowledgment that audience attention has migrated to digital TV. The deal gives the Academy expanded year-round programming options, flexible sponsorship formats, and a global distribution footprint that linear networks can no longer match. YouTube, now the No. 1 source of US TV viewing time at 13%, gains a premier cultural event as it continues its push into live programming alongside NFL Sunday Ticket. For marketers, the Oscars’ move underscores how YouTube has become the industry’s default television—and a must-buy for premium reach.

Citi mandated AI prompt training for most of its employees, per the American Banker. Citi’s head of technology noted that so far this year, Citi employees have input more than 6.5 million prompts and reduced time spent on some tasks by orders of magnitude. Fourteen percent of financial services companies worldwide have already benefited from their investments in generative AI, per Broadridge, and another 54% expect payback in no more than 1-2 years. The banking industry’s pivot over the past three years from fear of the unknown to seeking benefits will pay dividends in the long run.

Today’s insurance heads of digital are under pressure to modernize and innovate with greater speed to achieve growth of their business. Some of their significant challenges include overcoming resistance to change and a difficult recruiting market.

Technology decision-makers within the banking industry will need to balance high tech spending with the potential for competitive disruptors.

Technology decision-makers within the banking industry will need to balance high tech spending with the potential for regulatory disruptors.

Technology decision-makers within the banking industry will need to justify tech plans if spending growth is to remain steady.