Credit card issuers can steal share from debit cards by expanding grocery-focused rewards and promoting budgeting tools

Interest rate cuts could help heading into 2025, but consumer financial health remains on shaky ground

We may have been a little too early with some of our predictions—rollouts for Paze and FedNow took longer than we expected

Despite overall satisfaction, consumers will make the switch for the right offer. This lack of loyalty should make issuers rethink their retention strategies

Digital wallets are solving this with passwordless checkout, which will likely become the industry norm

Word-of-mouth marketing is critical to the customer acquisition process for credit cards

A large addressable market for secured cards makes them a key growth segment for issuers—as long as they can appropriately mitigate risk

This will solidify Walmart’s role as a major payments player and can be a large revenue generator for the retailer

The card’s unique waitlist promotion can help the card gain a sizable user base

The card’s innovative offering should help it to pick up steam, boosting the network’s volume

While most Gen Zers are managing their debts, relying on credit cards for everyday spending could spell trouble

The company used its two-sided network to capitalize on the holiday weekend

It will be a while before consumers feel the Fed’s interest rate cuts, and an unknown regulatory environment could roil expectations

The inquiry could lead to yet another antitrust case against the payment networks

Marqeta Flex helps digital wallets and card issuers embed BNPL options, eliminating the need for direct integrations with merchants

Getting cash back is the leading motivator for opening a new credit card, according to 42% of adults worldwide, per January 2024 data from Kantar.