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February 9, 2026
As BNPL Moves Into Monthly Spending, Shoppers Struggle to Track Upcoming Payments
Methodology
Data is from February 2026 PYMNTS Intelligence report titled "Pay Later Ecosystem Report: Pay Later Moves Into the Monthly Budget." 3,743 US adults ages 18+ were surveyed during December 10-29, 2025. Respondents had made at least one purchase in the past 3 months.Chart Title
As BNPL Moves Into Monthly Spending, Shoppers Struggle to Track Upcoming PaymentsPublication Date
February 9, 2026