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November 1, 2025
Despite Slow Growth, Credit Cards Still Dominate Consumer Retail Spending
Note
For credit cards, private label credit cards and proximity mobile payments linked to a credit card are included. For debit cards, prepaid debit cards are excluded, and proximity mobile payments linked to a debit card are included. For prepaid cards, electronic benefits transfer (EBT) cards and ... proximity mobile payments linked to a prepaid card are included.Methodology
Estimates are based on the analysis of data from the US Department of Commerce and the Federal Reserve, estimates from other research firms, reported company revenues, historical trends, consumer buying trends, and macro-level economic conditions.Featured In
US Consumer Payment Method Trends 2026Sources
Chart Title
Despite Slow Growth, Credit Cards Still Dominate Consumer Retail SpendingPublication Date
November 1, 2025