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October 7, 2025

The Desire for Economies of Scale Is Driving Community Bank M&A Activity

The Desire for Economies of Scale Is Driving Community Bank M&A Activity

Methodology

Data is from the October 2025 Conference of State Bank Supervisors (CSBS) "CSBS Annual Survey of Community Banks." 268 US community bankers from 32 states were surveyed between April 15-July 15, 2025. 69% of the banks surveyed had assets between $100 million-$1 billion.