This year will push fintechs to their limits, as regulators, consumers, and investors demand change. Those that can meet heightened demands will be rewarded with a larger share of the pie.

We highlight some of the biggest and most shocking failures of the year.

Startup investment firm ​​Bain Capital Ventures launched a $560M fund focused exclusively on crypto projects.

Companies in several markets are offering crypto products that act like bank accounts, and regulators have taken notice.

Crypto exchange Bullish will go public via the SPAC merger by year’s end even though it’s yet to launch, leaving it little to go on to entice investors beyond its high-profile backers.

Blockchain is attracting enormous interest on the back of surging cryptocurrency valuations and increasingly high-profile payment integrations. But as a real payment currency, blockchain-based cryptocurrency still must overcome many hurdles before it can truly disrupt the space.