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US mortgage debt to top $14 trillion amid rate hikes, tight housing market

Article by Sara Lebow  |  Jan 19, 2022
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US mortgage debt to top $14 trillion amid rate hikes, tight housing market
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Financial Services
United States

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The US mortgage debt balance will hit $14.412 trillion in 2022, as consumers continue to snap up homes at a pace not seen since before the Great Recession. This shakes out to roughly $177,500 per mortgage account, up 3.3% over 2021. In spite of looming rate hikes and limited housing inventory, the national mortgage debt balance will approach $15 trillion next year.

US Mortgage Debt Balance, 2016-2023 (trillions)
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