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US Mobile Banking Emerging Features Benchmark 2025

Revealing the Gap Between Rising Expectations and Incremental Innovation at the Top 10 Banks

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About This Report
Banks are gradually improving speed, control, and transparency in mobile banking—but as expectations rise, incremental updates won’t cut it. Our ninth annual study reveals where real-time innovation can still set new leaders apart.
Table of Contents

Consumers’ expectations for innovative mobile banking experiences are evolving faster than banks can keep up. Our ninth annual study reveals the features customers now consider nonnegotiable—and how rising expectations and increasing willingness to switch are reshaping bank loyalty.

This deck covers:

  • The mobile features that 1,559 US mobile banking users value most in 2025
  • Support for these features among the 10 largest US banks by domestic assets
  • Which high-demand mobile features offer banks the greatest opportunity for differentiation

What it helps you do:

  • Benchmark performance and develop product strategy (banks)
  • Develop go-to-market strategy (solution providers)

authors

Tiffani Montez

Contributors

Nikolai Dineros
Madan Kumar
Copy Editor
Na Li
Director, Primary Research
Penelope Lin
Director, Data Visualization
Emma Noyes
Graphic Designer, Data Visualization
Jennifer Pearson
VP, Research
Sakina Thanawala
Copy Editor
Myra Thomas
Matt Torpey
Senior Chart Editor
Julia Woolever

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