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US Mobile Banking Emerging Features Benchmark 2025

Revealing the Gap Between Rising Expectations and Incremental Innovation at the Top 10 Banks

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About This Report
Banks are gradually improving speed, control, and transparency in mobile banking—but as expectations rise, incremental updates won’t cut it. Our ninth annual study reveals where real-time innovation can still set new leaders apart.
Table of Contents

Consumers’ expectations for innovative mobile banking experiences are evolving faster than banks can keep up. Our ninth annual study reveals the features customers now consider nonnegotiable—and how rising expectations and increasing willingness to switch are reshaping bank loyalty.

This deck covers:

  • The mobile features that 1,559 US mobile banking users value most in 2025
  • Support for these features among the 10 largest US banks by domestic assets
  • Which high-demand mobile features offer banks the greatest opportunity for differentiation

What it helps you do:

  • Benchmark performance and develop product strategy (banks)
  • Develop go-to-market strategy (solution providers)

Here’s what’s in the full report

3files

Exportable files for easy reading, analysis and sharing.

Table of Contents

  1. Media Gallery

      authors

      Tiffani Montez

      Contributors

      Nikolai Dineros
      Madan Kumar
      Copy Editor
      Na Li
      Director, Primary Research
      Penelope Lin
      Director, Data Visualization
      Emma Noyes
      Graphic Designer, Data Visualization
      Jennifer Pearson
      VP, Research
      Sakina Thanawala
      Copy Editor
      Myra Thomas
      Matt Torpey
      Senior Chart Editor
      Julia Woolever
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