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December 19, 2025

Over Half of US Adults Anticipate Applying for a BNPL Loan at Least Once in the Next 6 Months

Over Half of US Adults Anticipate Applying for a BNPL Loan at Least Once in the Next 6 Months

Methodology

Data is from the December 2025 LendingTree report titled "BNPL Tracker: 41% of Users Late in Past Year, More Using Loans for Groceries" conducted by QuestionPro. 2,050 US adults ages 18-79 were surveyed online during December 10-16, 2025. Quotas were used to develop a nationally representative sample.