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August 1, 2022
US Total Card Fraud Losses, by Channel, 2019-2024 (billions)
Note
Card-not-present (CNP) fraud includes fraud in which stolen card details are used to make purchases remotely. Non-CNP card fraud includes fraud which cannot be classified as CNP, such as when card details are lost or stolen pre- or post-delivery, and when counterfeit card details are used. Payments ... fraud is a cleared and settled transaction that a third party initiated without the authorization, agreement, or voluntary assistance of the authorized user (the account holder or cardholder) with the intent to deceive for personal gain. Third-party payments fraud generally takes advantage of a vulnerability or security failure in a payment type, initiation method, or system.Methodology
Estimates are based on the analysis of data from the US Department of Commerce and the Federal Reserve, estimates from other research firms, reported company revenues, historical trends, consumer buying trends, and macro-level economic conditions.Chart Title
US Total Card Fraud Losses, by Channel, 2019-2024 (billions)Publication Date
August 1, 2022