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US Proximity Mobile Payments Forecast 2026

Transaction Value Outpaces User Growth as Mobile Tap-to-Pay Becomes an Entrenched Habit

Report by Julia Woolever  |  Nov 18, 2025
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About This Report
US proximity mobile payment spending is growing faster than its user base as tapping phones to pay becomes an ingrained habit. Leading wallets must now focus on maximizing usage.
Topics
Financial Services
Payments
United States

Proximity mobile payments are becoming an ingrained habit among US consumers. With transaction value growth outstripping user gains, leading wallets must now focus on maximizing usage.

This deck covers:

  • Proximity mobile payment user and transaction value forecasts
  • What’s driving growth
  • How top providers compare on size and competitive advantages

authors

Julia Woolever

Contributors

Grace Broadbent
Rahul Chadha
Director, Report Editing
Penelope Lin
Director, Data Visualization
Tiffani Montez
Emma Noyes
Graphic Designer, Data Visualization
Matt Torpey
Senior Chart Editor
Emman Velasco
Chart Editor
Antonella Yannelli
Ali Young
Senior Copy Editor and Manager of Content Operations
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US Proximity Mobile Payments Forecast 2026