Newsletter sign-up

Does my company subscribe?

Contact Sales:1-800-405-0844

Products

See All Solutions →

By Product EMARKETER PRO+Analyst Access Program

By Use Case Determine Market Sizing Develop Strategies Allocate Budget Benchmark Performance Win New Business Develop Go-to-Market Strategy Stay Informed Thought Leadership See All Use Cases →

Advertising & Sponsorship

Boost your brand and generate demand with media programs.

Events & Resources

Learning Center

Read through guides, explore resource hubs, and sample our coverage.

Register for an upcoming webinar and track which industry events our analysts attend.

Listen to our podcast, Behind the Numbers for the latest news and insights.

Latest Articles

Explore our Research →

About

Learn more about our mission and how EMARKETER came to be.

Key decision-makers share why they find EMARKETER so critical.

Take a look into our corporate culture and view our open roles.

Join the Team →

Our Methodology

Rigorous proprietary data vetting strips biases and produces superior insights.

See our latest press releases, news articles or download our press kit.

Speak to a member of our team to learn more about EMARKETER.

Already have a subscription?

Access All Charts and Data

Transparently sourced data in visual form, perfect for legitimizing your strategic ideas and thought leadership via internal and external presentations.

Access All Charts and Data

Transparently sourced data in visual form, perfect for legitimizing your strategic ideas and thought leadership via internal and external presentations.

August 24, 2021

Do US Adults Prefer Buy Now, Pay Later (BNPL) Services Over Credit Cards? (% of respondents, by income, Aug 2021)

Note

Respondents were asked, "Do you prefer 'buy now, pay later' services over credit cards when making purchases?"

Methodology

Data is from a SurveyMonkey and Momentive poll as cited in company blog. This online poll was conducted during August 18-20, 2021 among a national sample of 3,353 US adults. Respondents for this survey were selected from the more than 2 million people who take surveys on the SurveyMonkey platform each day. Data were weighted for age, race, sex, education, and geography using the Census Bureau’s American Community Survey to reflect the demographic composition of the US.

Featured In

2021 holidays could be an inflection point for buy now, pay later usage Across incomes, US adults prefer BNPL to credit cards at least some of the time

Sources

Share

Chart Title

Do US Adults Prefer Buy Now, Pay Later (BNPL) Services Over Credit Cards? (% of respondents, by income, Aug 2021)

Publication Date

August 24, 2021

Sources

Featured In

2021 holidays could be an inflection point for buy now, pay later usage Across incomes, US adults prefer BNPL to credit cards at least some of the time

Topics

Financial Services Income Mobile Payments Digital Payments United States

Daily News

OOH spurs hike in awareness

OOH spurs hike in awareness

Nearly half of ad-supported TV viewing is streaming

Nearly half of ad-supported TV viewing is streaming

TV is a major driver of holiday gift inspiration

TV is a major driver of holiday gift inspiration

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

Meta's ambitions: Inserting AI, evolving Instagram, and monetizing WhatsApp

Meta's ambitions: Inserting AI, evolving Instagram, and monetizing WhatsApp

Marketers use genAI to customize video ads

Marketers use genAI to customize video ads

How marketers can embrace Gen Alpha’s spending power

How marketers can embrace Gen Alpha’s spending power

Loyalty programs give RMNs an advantage in the age of agentic AI

Loyalty programs give RMNs an advantage in the age of agentic AI

Ad schools overhaul curriculum as AI reshapes junior roles, expectations

Ad schools overhaul curriculum as AI reshapes junior roles, expectations

Rising health concerns drive demand for NA and low-ABV options

Rising health concerns drive demand for NA and low-ABV options

ESPN’s evolution to a DTC brand has begun

Soccer is booming ahead of the World Cup. Where is Apple TV+?

Soccer is booming ahead of the World Cup. Where is Apple TV+?

Self-service data access is still missing from most retail media networks

Self-service data access is still missing from most retail media networks

When campaigns miss the mark and how to make it right

When campaigns miss the mark and how to make it right

Retail promotions buoyed July sales, but inflation worries are rising

Retail promotions buoyed July sales, but inflation worries are rising

Latest Reports

Infopack: South Korea Digital and Consumer Landscape 2025

Infopack: South Korea Digital and Consumer Landscape 2025

Europe Digital Ad Spending 2025

Europe Digital Ad Spending 2025

US B2B Martech Spending Forecast 2025

US B2B Martech Spending Forecast 2025

Consumer Distrust in Healthcare 2025

Consumer Distrust in Healthcare 2025

Infopack: Japan 2025

Infopack: Japan 2025

Infopack: Video Games 2025

Infopack: Video Games 2025

What the Rise of GenAI Assistants Means for Retail Media

What the Rise of GenAI Assistants Means for Retail Media

Real-Time Payments Trends 2025

Real-Time Payments Trends 2025

US Social Ad CPMs Forecast 2025

US Social Ad CPMs Forecast 2025

Triopoly Advertising Earnings Q2 2025

Triopoly Advertising Earnings Q2 2025

US Time Spent vs. Ad Spending 2025

US Time Spent vs. Ad Spending 2025

Infopack: Indonesia Commerce Landscape 2025

Infopack: Indonesia Commerce Landscape 2025

5 Overlooked Digital Ad Opportunities

5 Overlooked Digital Ad Opportunities

Creator Economy Explainer 2025

Creator Economy Explainer 2025

Unlocking Data and AI’s Promise in Banking

Unlocking Data and AI’s Promise in Banking

Popular on EMARKETER

Google AI Overviews decrease referral traffic as much as 25%

Google AI Overviews decrease referral traffic as much as 25%

Diversifying ad spend from Meta, Google can increase ROAS up to 214%

Diversifying ad spend from Meta, Google can increase ROAS up to 214%

Walmart broadens DSP partnerships beyond The Trade Desk

Walmart broadens DSP partnerships beyond The Trade Desk

OOH spurs hike in awareness

OOH spurs hike in awareness

YouTube and Netflix cement dominance as streaming nears half of TV use

YouTube and Netflix cement dominance as streaming nears half of TV use

Netflix’s growth proves its position as the top streaming service for advertisers

Netflix’s growth proves its position as the top streaming service for advertisers

YouTube throws hat in the ring for Academy Awards streaming rights

YouTube throws hat in the ring for Academy Awards streaming rights

Meta splits AI division, cancels frontier model, and braces for departures as talent war intensifies

Meta splits AI division, cancels frontier model, and braces for departures as talent war ...

Nearly half of ad-supported TV viewing is streaming

Nearly half of ad-supported TV viewing is streaming

TV is a major driver of holiday gift inspiration

TV is a major driver of holiday gift inspiration

Programmatic ad waste grows 34% in two years, per ANA

Programmatic ad waste grows 34% in two years, per ANA

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

Meta's ambitions: Inserting AI, evolving Instagram, and monetizing WhatsApp

Meta's ambitions: Inserting AI, evolving Instagram, and monetizing WhatsApp

Marketers use genAI to customize video ads

Marketers use genAI to customize video ads

How marketers can embrace Gen Alpha’s spending power

How marketers can embrace Gen Alpha’s spending power

"Behind the Numbers" Podcast

The Death of the Click: How AI Is Reshaping the Internet’s Business Model with CMO Huddles’ Drew Neisser | Behind the Numbers

The Death of the Click: How AI Is Reshaping the Internet’s Business Model with CMO Huddles’ Drew ...

What If? The Future of Digital — Browsers AI Battleground, Agentic Shopping Fails, and GenAI Creates Jobs | Behind the Numbers

What If? The Future of Digital — Browsers AI Battleground, Agentic Shopping Fails, and GenAI Creates ...

Retail Partnership Playbook: How to Choose and Build Powerful Collaborations with Mack Weldon | Reimagining Retail

Retail Partnership Playbook: How to Choose and Build Powerful Collaborations with Mack Weldon | ...

Late Show Canceled & an NFL–ESPN Mega Deal: Has Streaming Finally Beaten Linear TV? | Behind the Numbers

Late Show Canceled & an NFL–ESPN Mega Deal: Has Streaming Finally Beaten Linear TV? | Behind the ...

How Amazon is Weathering Tariffs, Prime Day’s Surprise, and the AI Bracelet of the Future | Behind the Numbers

How Amazon is Weathering Tariffs, Prime Day’s Surprise, and the AI Bracelet of the Future | Behind ...

Sydney Sweeney's American Eagle Ad—When Marketing Misses the Mark, Can Brands Bounce Back? | Reimagining Retail

Sydney Sweeney's American Eagle Ad—When Marketing Misses the Mark, Can Brands Bounce Back? | ...

Why It Will be Hard for FMN's to Play the Same Game as Other Commerce Media Folks | The Banking & Payments Show

Why It Will be Hard for FMN's to Play the Same Game as Other Commerce Media Folks | The ...

Google’s AI Overviews Turned One: Is It Already Game Over for AI Search Competitors? | Behind the Numbers

Google’s AI Overviews Turned One: Is It Already Game Over for AI Search Competitors? | Behind the ...

Retail’s New Calendar: How Summerween and Christmas in July Are Changing Shopping | Reimagining Retail

Retail’s New Calendar: How Summerween and Christmas in July Are Changing Shopping | Reimagining ...

X After Yaccarino: What Her Exit Tells Us About the Road Ahead | Behind the Numbers

X After Yaccarino: What Her Exit Tells Us About the Road Ahead | Behind the Numbers

Is Netflix the Future of Living Room Entertainment? “Not So Fast,” Says YouTube | Behind the Numbers

Is Netflix the Future of Living Room Entertainment? “Not So Fast,” Says YouTube | Behind the Numbers

The Unofficial Most Interesting Retailers List (July 2025) | Reimagining Retail

The Unofficial Most Interesting Retailers List (July 2025) | Reimagining Retail

The Missing Link in Omnichannel: How Authentic Brand Storytelling Drives Real Connection | Behind ...

Retail Media and Social are Changing Search Marketing | Behind the Numbers

Retail Media and Social are Changing Search Marketing | Behind the Numbers

Amazon Prime Day 2025 Explained: Trends, Analysis and Insights from the 4-Day Event | Reimagining Retail

Amazon Prime Day 2025 Explained: Trends, Analysis and Insights from the 4-Day Event | Reimagining ...

Trending in United States

Diversifying ad spend from Meta, Google can increase ROAS up to 214%

Diversifying ad spend from Meta, Google can increase ROAS up to 214%

Google AI Overviews decrease referral traffic as much as 25%

Google AI Overviews decrease referral traffic as much as 25%

Walmart broadens DSP partnerships beyond The Trade Desk

Walmart broadens DSP partnerships beyond The Trade Desk

Programmatic ad waste grows 34% in two years, per ANA

Programmatic ad waste grows 34% in two years, per ANA

GenAI reshapes ad creative, but trust still lags behind

GenAI reshapes ad creative, but trust still lags behind

Gen Z’s media consumption habits outline the path ahead for advertisers

Gen Z’s media consumption habits outline the path ahead for advertisers

OOH spurs hike in awareness

OOH spurs hike in awareness

YouTube and Netflix cement dominance as streaming nears half of TV use

YouTube and Netflix cement dominance as streaming nears half of TV use

Netflix’s growth proves its position as the top streaming service for advertisers

Netflix’s growth proves its position as the top streaming service for advertisers

Meta makes strides in ad automation goals with new features to consolidate targeting

Meta makes strides in ad automation goals with new features to consolidate targeting

Nearly half of ad-supported TV viewing is streaming

Nearly half of ad-supported TV viewing is streaming

YouTube throws hat in the ring for Academy Awards streaming rights

YouTube throws hat in the ring for Academy Awards streaming rights

Macy’s is the first major retailer to use Amazon's retail media tech

Macy’s is the first major retailer to use Amazon's retail media tech

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

From hidden costs to full control: Georgia-Pacific’s programmatic pivot

Meta splits AI division, cancels frontier model, and braces for departures as talent war intensifies

Meta splits AI division, cancels frontier model, and braces for departures as talent war ...