The news: Though it already offers software-as-a-service in the US, UK digital bank Starling has its sights set on a US expansion, per PYMNTS.

The plan: Starling is reportedly considering acquiring a US nationally chartered bank, specifically an East Coast-based institution with around $2 billion in assets and outdated digital offerings that could benefit from Starling's technology, according to Bloomberg. This could help the UK digital bank get its foot in the door of the US market.

Separately, Starling Bank is reportedly exploring a potential stock market listing in the US, aiming for a potentially higher valuation than in the UK. This move could add credibility to its US expansion and boost its capital-raising potential.