Digitization is disrupting the B2B payments space, the largest addressable payments market. As the industry evolves, there will be a substantial opportunity for payment providers to meet changing preferences and capture market share.

It’s enabling quicker B2C payments using Mastercard Send and letting merchants offer one-click checkout through Bolt.

Digital commerce platforms help merchants of all sizes sell online, making them an increasingly big factor in ecommerce payments. This creates new opportunities for processors, gateways, and other payments stakeholders to reach merchants—but also complicates their relationship.

Amazon is adding Venmo as a payment method to reach younger shoppers: The partnership marks progress in PayPal’s efforts to monetize the mobile app and may pave the way for similar deals.

With holiday sales expected to hit $1.092 trillion, convenient payments tech will be critical for maximizing sales.

EBA Clearing and The Clearing House are working with Swift to speed up and lower the cost of cross-border payments.

The payfac model has catapulted into the mainstream, thanks to payments disruptors like PayPal, Square, and Stripe. The growth in the number of payfacs, and in the payment volume passing through them, is reshaping key relationships within the payments ecosystem. But the model bears some drawbacks for the diverse swath of companies adopting it, as well as for the merchants that work with them.

Canadian mobile penetration and bank access have created a high-potential environment for both proximity and peer-to-peer mobile payments. But entrenched payment habits and monopolization have created a slow growth environment that will force providers to adapt.

Lockdowns, online shopping, and fear of germs during the pandemic have hastened the shift toward all types of digital payments. As a result, Gen Z has fully embraced electronic wallet services, contactless payments, peer-to-peer payment apps, and digital uses of credit, including buy now, pay later.

The tech giant hopes digital COVID-19 vaccine cards, dynamic CVVs, and expanded acceptance will bring skeptical iPhone owners into its payments ecosystem.

If they strike a deal, Pinterest would help the payments giant tap into the massive US social commerce industry.

Network Intelligence Technology lets FIs share fraud data with other industry players to mitigate real-time payment fraud.

The BNPL giant will also bring the Klarna Card stateside—both payment features are already available in Europe.

Here’s a look at some of the latest news from our Payments & Commerce analysts.