Goldman Sachs’ direct bank is partnering with working capital platform C2FO to offer unsecured loans to SMBs—and its latest expansion in the SMB space could bolster its bottom line.

Synchrony and American Express are among the issuers interested in taking over the etailer’s cobranded card business, which is currently managed by JPMorgan Chase and contains an estimated $15 billion in loans.

eBay rolls out lending to UK SMBs: The ecommerce giant is partnering with embedded finance platform YouLend to extend loans to its sellers—giving the former a chance to make itself stickier for platform sellers and the latter access to data and loan growth.

ER visits are plunging patients into debt

A key UK pandemic SMB loan program turns 1: The Bounce Bank Loan Scheme provided £46.53 billion ($59.67 billion) to strapped businesses and offered neobanks a chance to grow their books—but lenders now have to deal with repayments and keeping the borrowers.

Founded in 2012, Blend’s business-to-business (B2B) digital platform lets traditional lenders, including Wells Fargo and US Bank, create a customizable online system for mortgages, consumer loans, and deposit accounts. The filing follows a record-breaking year of growth for Blend as lenders flocked to its end-to-end loan application solution.

For instance, a small business owner could meet with a loan officer specializing in their industry without having to travel. Reimagined Community Banking. The number of US bank branches peaked in 2009 and has been falling steadily since, according to the World Bank.

A BBB survey released alongside its report indicates that one-third of SMBs expect to shrink over the next 12 months and warns that many individual businesses will struggle to pay their debts. The potential shortfall is felt more acutely in the hard-hit hospitality sector, with 37% of those businesses saying they do not expect to repay their relief loan.