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  • Article
     | 
    MAY 10, 2022

    Lower internet costs, faster speed could propel broadband adoption: The White House, members of Congress, and 20 ISPs are on board to connect low-income households, but ongoing fiber shortages could delay efforts.

  • Report
     | 
    AUG 10, 2021

    The pandemic super-charged digital habits in the UK, particularly among higher-income groups. These people are also in a better place financially as pandemic restrictions lift, but there’s pent-up desire to spend across all income brackets.

  • Chart
     | 
    FEB 28, 2022
  • Article
     | 
    APR 29, 2022

    These concerns may be further influenced by the statuses of individual Black consumers—including whether they are immigrants or native-born Americans, high-income or low-income earners, and Gen X, seniors, or a generation in between.

  • Article
     | 
    MAR 22, 2022

    Beyond the chart: Low-income households are facing even more financial insecurity. Among US adults earning less than $50,000 a year, 35% didn’t have enough saved for a month’s worth of basic expenses, per February polling by Morning Consult and Axios. What they have saved is shrinking, too, with inflation climbing at its fastest rate in four decades that month. More like this:.

  • Article
     | 
    MAR 10, 2022

    Dollar General can use its integration with Sezzle to provide low-income consumers with short-term liquidity to make needed purchases. Rewards might help increase conversions and customer loyalty.

  • Article
     | 
    MAY 6, 2022

    We are then able to tell the story of how we repurpose the garments that typically get thrown away or donated (for example, we send some items of clothing to a factory that makes home insulation for low-income housing). Obviously, if you throw away garments, they end up in the landfill.

  • Article
     | 
    FEB 16, 2022

    Why it’s worth watching: The FCC’s program was designed for low-income households to receive $30 off their monthly internet services, or up to $75 off for those living on tribal lands, per Protocol. The Affordable Connectivity Program grew out of pandemic-related initiatives under the Emergency Broadband Benefit Program, which offered low-income households $50 off their monthly bills.

  • Report
     | 
    OCT 21, 2021

    And affluence remained a key correlate in both cases, with uptake in high-income households roughly double that of low-income homes. Like tablets, several other digital devices saw declines in penetration between 2019 and 2020 but regained momentum in H1 2021. For example, smart TV ownership bounced back from a drop in 2020, hitting 26.9% this year.

  • Report
     | 
    OCT 21, 2021

    As in 2020, uptake was much lower in low-income households and suburban and rural areas, but rose above 70% of internet users in high-income households. Time spent on mobile phones and larger-screen devices changed little between 2020 and 2021. Nearly 98% of internet users polled in Colombia owned a smartphone in 2021, while 11.3% owned a feature phone—down from 14.4% in H1 2020.

  • Report
     | 
    OCT 21, 2021

    But ownership actually declined in several cohorts, including respondents ages 45 to 64 and those in low-income households. In H1 2020, many of Poland’s internet users had little enthusiasm for smartwatches, smart wristbands, and other advanced digital gadgets—but the survey recorded a significant uptick this year.

  • Report
     | 
    OCT 21, 2021

    Penetration was well above 80% in almost all demographic groups—the exceptions being 25- to 34-year-olds and respondents in low-income households. Digital video viewing surged between H1 2020 and H1 2021. More than 87% of all respondents had streamed video-on-demand (VOD) content in the month prior to polling this year; that share was above 90% among younger adults and those in high-income households.

  • Report
     | 
    OCT 21, 2021

    Smart TV ownership rose by about 6 percentage points year over year, to 42.2% of internet users in H1 2021, but it still correlated directly with rising age and income. Penetration ranged from 33.7% among respondents in low-income households to 54.4% among affluents. Similarly, just over one-third (35.9%) of those ages 16 to 24 owned a smart TV, compared with 50.4% of those in the 55-to-64 age group.

  • Article
     | 
    FEB 9, 2022

    The CRC opposes the deal in its current form, citing concerns that it will negatively affect communities of color and low-income communities. The organization wants the merger to entail a Community Benefit Agreement, which would include curbing branch closures, forgoing layoffs of frontline staff, and offering mortgages to all qualified borrowers.

  • Report
     | 
    OCT 21, 2021

    The only exceptions were respondents ages 55 to 64, those in low-income households, and those living in rural areas. Smart TV ownership also rose by several percentage points between H1 2020 and H1 2021, to 49.0%. That share was well above 50% in several demographics, including internet users ages 35 to 64, those in medium- and higher-income households, and those living in suburban areas.

  • Report
     | 
    OCT 21, 2021

    Not surprisingly, SVOD viewing was more widespread in affluent homes; 85.6% of individuals in high-income households watched paid-for video content in Q1, compared with 68.3% of those in low-income households. Age variations were also marked among SVOD viewers—though less so than in H1 2020.

  • Article
     | 
    JAN 24, 2022

    Lyft’s goal was to provide 60 million rides to and from vaccine sites for individuals from low-income, uninsured, or at-risk communities. Uber and Lyft are tapping into a major opportunity, considering transportation is a social determinant healthcare players are interested in tackling.

  • Article
     | 
    MAY 12, 2022

    Increased mortgage lending by 20% nationally and by 30% to non-white and low-to moderate-income borrowers (LMI) in California. Increased lending to small businesses and farms by 15% nationally and 25% in California. Consideration of community input before closing any branches in the region. The bigger picture: The U.S.

  • Article
     | 
    MAR 3, 2022

    Jones also took aim at the Community Reinvestment Act (CRA), a law seeking to ensure that banks serve low to moderate income savers. Alternative lenders aren’t required to adhere to the CRA despite holding what he claimed was around 60% of the market share. Watchdog inconsistency?

  • Report
     | 
    APR 27, 2022

    These concerns may be further influenced by the statuses of individual Black consumers—including whether they are immigrants or native-born Americans, high-income or low-income earners, and Gen X, seniors, or a generation in between.

  • Report
     | 
    APR 14, 2022

    Groups including immigrants, people with disabilities, low-income earners, older consumers, and rural communities may not have access to or the ability to use the technology required for digital banking. Others may not have a bank account at all, instead using branches to cash checks. Small business and commercial customers still heavily rely on branch services.

  • Article
     | 
    DEC 22, 2021

    Also in December, Google announced a partnership with the WHO to build an open-source software development kit enabling Android developers to create health apps and boost access to healthcare in low-income countries. This initiative will help the tech giant get another leg into digital health developments on a global scale.

  • Chart
     | 
    DEC 9, 2020
  • Chart
     | 
    OCT 1, 2020
  • Report
     | 
    FEB 9, 2022

    It can be especially beneficial for low-income and unbanked populations, particularly in rural areas where they can access digital remittance services, even if there is not a nearby physical MTO location. Revenue Effect. As digital challengers gain power in the market, they are pressuring incumbents to lower fees.

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