In the US housing boom, small and midsize lenders trying to preserve slim profits are an opportunity for AI and machine learning solutions.

The new app gives users better control of their rent and utilities and other housing expenses—and could help the bank tap into a younger cohort.

Why telemental health cos should start addressing social health factors like housing: As telehealth cos like Hims & Hers and AbleTo expand their virtual mental health offerings, we unpack why it may not be enough to capture consumers, and how addressing social factors can help them reel in engaged users.

Rocket’s also been growing, fueled by the hot US housing market, which has made it the largest mortgage lender in the US—it funded $313.4 billion during 2020, more than doubling the $141.6 billion it originated in 2019. The bigger picture: Fintech consolidations are escalating as winners break away from the pack and seek to build a larger range of products.

Why it matters: Smart housing is one of four emerging digital ecosystems that are relevant and attractive to insurers—the other three are mobility/connected cars, connected health, and commercial lines, per McKinsey. Smart home technology matured rapidly after Google, Amazon, and other providers marketed their offerings.

But with global housing markets going gangbusters since the pandemic started, Urban Jungle’s home insurance made quite the splash. Drops in a multibillion-dollar bucket: Venture fund FinTLV raises $120M (2/2). We know, $120 million is a lot of money. But back in February, we had no idea just how much money would change hands in the fintech world (hint: It was roughly $120 billion).

Davidson will also take on privacy issues like data brokers, workplace surveillance, and housing algorithms. The Build Back Better bill recently passed the House, although its future in Senate remains unclear. If this version passes, it will provide $4.75 billion for IRS business systems modernization and at least $500 million in funding for the Cybersecurity and Infrastructure Security Agency.

What is the state of in-housing? The initial threat of brands in-housing isn’t as strong to agencies as it once was. Still, there are brands that bring commoditized capabilities in-house, and some even build their own shops if it’s a core differentiator or value proposition.

Musk said housing affordability and commute times were major factors for the move and claimed the Bay Area was limiting how large Tesla could scale. Despite the move, Musk said Tesla still plans to increase production by about 50% at its two California plants.

Lessons are still being learned around how non-clinical SDOH factors—such as lack of transportation, food insecurity, and inadequate housing—can affect up to 80% of an individual’s health outcomes. Tech players that excel at matching patients with social services, standardizing data collection, and marrying SDOH with clinical information will lead the movement.

Beijing’s regulatory crackdown will have a materially adverse impact on a range of services, including ride-hailing service Didi, delivery platforms Meituan and Ele.me, and Airbnb-like housing sharing services. Beijing’s scrutiny of platform-economy internet companies will threaten their prospects, though some companies are at more risk than others.

And nearly one-third of US healthcare providers and payers reported offering support services to address members’ and patients’ financial, transportation, housing, and employment in 2020, according to a Change Healthcare survey.

More on this: The acquisition would be particularly impactful to NAB on its non-housing loan book. Its portfolio, which includes credit cards, would almost double, going from AUD$4.5 billion ($3.10 billion) to AUD$8.8 billion ($6.05 billion), or 95%.

Around 15 million properties across the country are at substantial risk of flooding—nearly 11% of all housing units out of around 140 million in 2019. These homeowners face nearly $19 billion in flood damages annually, but the federal government’s coverage of their homes would only take care of less than one-quarter of the potential damage.

In-housing of marketing functions increased during uncertain economic circumstances. Reliance on agency partnerships was down in 2020, as budgets were squeezed. But the growing skillsets of internal marketing teams also made in-housing possible. Insider Intelligence and eMarketer research is based on the idea that multiple sources and a variety of perspectives lead to better analysis.

The ecommerce growth was also jump-started by US adults’ stimulus checks, as well as an explosive housing market. Looking ahead: Home improvement stores still saw smashing growth in the first half of 2021, but as the economy reopens and US consumer behavior is less driven by the pandemic, we may see more normal-paced growth rates for the second half of the year.

Gen Z’s pandemic-induced return to the “nest” changed many young adults’ living arrangements, with potential implications for the housing market. These affects are not yet clear.

Real estate: Increases in the number of people shifting from one location to another can be early signs of population movements and increased demand for housing. It can also indicate where real estate firms should advertise. Logistics: Data can track when shipments will arrive, early signs of congestion at ports, or routes with the lightest congestion.