Rapidly shifting customer expectations, disruption from new entrants, and new risks and coverage needs threaten to turn the property and casualty (P&C) insurance industry on its head. But insurers that digitally transform can come out on top.

Home-Based Care. Humana’s $100 million investment last year into telehealth startup Heal, which enables the delivery of in-home primary care services to Humana members, is one of many recent forays by the insurer into home-based care. But through the Heal partnership, primary care services are delivered to a patient’s home on-demand through an app.

Leading US insurtechs Metromile and Hippo are collaborating on a discounted auto and homeowners insurance bundle. This will help the insurtechs better compete in the US’s crowded P&C market.

Marketers within the insurance industry will zero in on how to best utilize digital ad budgets, as spending growth settles at more modest levels.

But with global housing markets going gangbusters since the pandemic started, Urban Jungle’s home insurance made quite the splash. Drops in a multibillion-dollar bucket: Venture fund FinTLV raises $120M (2/2). We know, $120 million is a lot of money. But back in February, we had no idea just how much money would change hands in the fintech world (hint: It was roughly $120 billion).

Founded in 2017, the insurtech offers policyholders the convenience of purchasing and managing all of their insurance needs in one place, including home, car, motorbike, and smartphone coverage. Users can easily change their policy coverage directly on the app if they need to add more home items or a second driver. Leocare also uses data to help avoid accidents.

Home care company Tomorrow Health just scored $60M, but the outlook for the rest of the year looks gloomy for Tomorrow and its peers as investors caution amid economic uncertainty.

Venture investments include Branch, which bundles home and auto insurance; Eigen, an intelligent document processing provider; and LocoNav, a telematics-based fleet management platform. What problem is it solving? Fintech has a gender diversity problem. As Deloitte put it, “It starts to look like an industry founded for men, run by men, making products for men.”.

In submitting its IPO plans, TypTap joins a wealth of fellow insurtechs also going public during another banner year for insurance IPOs.

Omada has a new tool that lets physical therapists monitor chronic pain patients from home—and while most startups like it focus on employer contracts, they’re missing out on a massive audience: the uninsured.

As Hurricane Ida and the Caldor and Dixie fires continue to haunt the US insurance industry, Amica Insurance is partnering with Zesty.ai to use its solution to better assess wildfire loss.

The insurtech has added homeowners insurance alongside its existing renters coverage—combined with its flexible, affordable approach to policies, this could accelerate growth.

The IoT company has created a device that helps protect homes from water damage—as well as save water and decrease building material waste—to reduce insurance claims and payouts. Here’s how it works: A single sensor that a policyholder can install by themselves monitors a home’s water use.